With the rise of the Internet, Alipay under Ali has developed rapidly in recent years. Alipay can be seen online or offline, and Alipay has become an indispensable part of everyone's daily life. So I want to apply for a loan. What are the application conditions for Alipay loan? Let's take a look together.
What are the application conditions for Alipay loan? Alipay's loan types are different, so the application conditions for its loan types are also different. Let's talk about it in detail. 1.( 1) Sesame credit score is above 600. (2) Alipay account is in a normal state and has not been used. (3) Personal credit information is good and there is no record of overdue repayment. 2. China citizens who have reached the age of 1 and have the ability to repay the loan principal and interest on time. (2) To apply for this loan, you need to have a Taobao shop. (3) Taobao stores must operate for at least two months, and all have legal and effective turnover. (4) Taobao shop is honest and trustworthy, with a good credit record. After reading the above introduction, what are the application conditions for Alipay loan? I believe everyone has understood. In fact, Alipay loan application conditions are relatively low, and the applicant's score is higher. Secondly, personal credit is good, honest and trustworthy, and the operation is legal and effective. If these conditions are met, you can basically apply for a loan; Finally, I wish everyone a successful loan application.
Second, how to open Alipay online business loans?
1. Open your mobile phone and log in to Alipay APP, and search for "online merchant bank" in the search bar.
2. Click the online merchant's bank life number, and then click "Pay attention to life number" after entering the page.
3. Click the "Loan" button and select the online merchant loan;
4. After entering the online business loan page, we can see whether we are qualified to use online business loans, and if so, we can open them. If not, it will prompt "I can't provide you with a loan for the time being".
Conditions for opening Alipay online commercial loans:
After the upgrade of Alipay, the online merchant bank or online merchant loan will be opened, and it can also be opened if possible. Online commercial loan is a pure credit personal commercial loan in Ali system. Unsecured and unsecured, the expected annualized interest rate is much lower than the characteristics of similar products in the market. If the sesame score is above 600, you will have the opportunity to apply for a credit loan1-200,000.
3. What are the application conditions for Alipay loan?
Sesame powder is high.
4. What should I do if the bank loan of Alipay online merchants does not meet the requirements?
Alipay online merchant bank loan is a credit loan, and the application threshold is not high. As long as users reach a certain sesame credit score, many people still say they are not satisfied. What should I do if the bank loan of Alipay online merchant does not meet the requirements?
First, improve sesame credit score.
1, use Alipay credit card repayment function to repay in time. Paying back the credit card in time can prove that your repayment ability is no problem. The more credit cards associated, the higher the credit limit.
2, mostly in Tmall, Taobao, Juhua and other shopping consumption. Sesame may put online shopping behavior
3. Buy more wealth management products on Alipay. (Although the expected annualized expected income of Yu 'ebao is ...)
Transfer money with friends you are familiar with and have the same good credit.
5. Use the life service function provided by Alipay. Such as water, electricity and coal payment, rental information, hotel air ticket reservation and other functions.
6. Make love with Alipay, and let Sesame Credit know that you are a good person. The love credit line on Alipay will also increase.
Second, choose other mobile phones to call for loans.
There are many platforms for mobile phone loans, so you don't have to hang yourself from a tree. There are some low thresholds here,
Mobile phone loan
2. Jiaka Loan: The loan amount of Jiaka Loan is 3,000 ~ 30,000 yuan, and the expected annualized interest rate of the loan is 0.5%~0.83% per month. Suppose the borrower borrows 5000 yuan and repays it in six installments, and gets 4700 yuan.
3. Cash bus: Cash bus mainly provides relatively small loan services, mainly to alleviate short-term problems. Borrowers need to pay attention to the official WeChat account of the cash bus first. Cash express bus loans are mainly divided into 500 yuan and 1 and optional.
4. Instant Finance: Users only need to fill in the personal basic information, professional information and contact information of the ID card on WeChat, and the amount is between 1000-8000, so as to realize online signing and quick approval.
5. Flying Loan: The loan amount of Flying Loan APP is based on your personal information and credit status, and the system automatically judges the credit yuan given. The interest expense of flying loan mainly includes one-time management fee and liquidation fee, which is paid at the first repayment, and the liquidation fee is 2 yuan. There is also a comprehensive fee, which is charged on a daily basis and paid every repayment day after withdrawal.
6. Money Station: Money Station is a quick loan tool made by inclusive finance, with a loan amount of 2,000 to 100000 yuan, which can be loaned for up to three years. The expected annualized interest rate is as low as 0.83%, and the loan can be completed as soon as possible without the user providing any paper materials.
7. Liren Loan: Liren is short of female loans. The loan amount is between 1 0,000-10,000,000 yuan, and it can be loaned for two years at the longest. The repayment method is monthly repayment. The applicant is between 18 and 55 years old, and the gender must be female. Mommy, students and office workers can apply.
8. Pay-as-you-go loans: Because the main slogan of pay-as-you-go loans is advertising language, the amount is not very high. The minimum amount of wage loan is 500, and the maximum amount is 3000. If the current repayment is not repaid on time, the overdue penalty interest shall be paid in addition to the original payable amount.
9. WeChat Express Loan: The amount of WeChat Express Loan is between 1 1,000-30,000 yuan, and it can be loaned for up to two years, with a handling fee of 2% and a monthly interest rate of 0.65- 1.5%. Office workers, self-employed people and people without a fixed occupation can apply.
10. Xiaoyingka Loan: Xiaoyingka Loan is a convenient small-scale mobile phone loan APP. The loan amount ranges from 2,000 yuan to 50,000 yuan, and the longest loan can be one year. Suitable for office workers, self-employed, students, and even those who have no fixed occupation can apply.