From June 5 to February 2006, the China Insurance Regulatory Commission and the Ministry of Science and Technology jointly issued the Notice on Strengthening and Improving Insurance Services for High-tech Enterprises. The first batch of pilot insurance defined in the Notice includes six types of insurance, including product R&D liability insurance, key R&D equipment insurance, business interruption insurance, export credit insurance, group health insurance and accident insurance for senior executives and key R&D personnel. After continuous research and development in recent years, there are more than 20 types of insurance currently included in the category of science and technology insurance.

In April of 20 13, the provincial department of science and technology issued the Notice on Organizing the Application of Science and Technology Insurance Subsidy Fund in 20 13, and defined eight types of insurance that can enjoy the provincial science and technology insurance subsidy. Among them, there are four types of insurance, namely, high-tech enterprise product R&D liability insurance, high-tech enterprise key R&D equipment insurance, high-tech enterprise product quality assurance insurance and high-tech enterprise micro-loan guarantee insurance; Three types of B insurance, namely, high-tech enterprise property insurance, high-tech enterprise employer liability insurance, high-tech enterprise executives and R&D key personnel group accident insurance; And short-term export credit insurance.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.