The scope of recognition is the family, which consists of three kinds of people: oneself, spouse and minor children. The third suite is also a family, and it cannot be proved that it is a second suite. That's the third suite. A set of commercial loans under the personal name has been paid off, and another set of provident fund loans has also been paid off.
The borrower wants to use the provident fund loan to buy another property, which is regarded as three suites according to the new provident fund policy and implemented according to the three-suite loan policy. The first home loan provident fund loan, the second home loan commercial loan and the second home loan are also prepared to use commercial loans. This situation will definitely count as three sets.
Extended data:
The appraisal of the third suite is as follows:
Couples, before marriage, one party uses commercial loans to buy a house, and the other party uses provident fund loans to buy a house. After marriage, the two want to borrow money in the name of husband and wife. According to the new deal, although it is a personal loan before marriage.
Because there are records in the central bank's credit information system, buying a house in the name of husband and wife will still count as the third suite. Husband and wife, one party has a house before marriage but has not sold it with a loan, and the other party has used a commercial loan to buy a house for his parents. After marriage, he will use a provident fund loan to buy a house in the name of the party without a loan.
The third suite of People's Daily Online-Kunming Provident Fund loan is so determined.
Baidu Encyclopedia-Third Suite Policy