I took my ID card and any credit card to the handling bank to change the information of my work unit. The credit report will show the new company information updated next month. You can directly contact the bank customer service to modify the work unit information. The original company is reflected in the detailed version of the credit report. Individuals applying to modify their own information records must follow the following principles: 1. If the information itself is correct, individuals cannot propose to modify their credit records. At present, the personal database is updated 1 time every month, and the enterprise database is updated 1 time every day. The arrears record will remain in the database even if it is paid back. As for how long to keep it, the central bank is studying. ; 2. For the negative records caused by breach of contract, if it is found that the data reported by the commercial bank is wrong, the commercial bank shall be responsible for modifying the data, and the credit information center itself has no right to modify the data; 3. If the problem is caused by reasons other than my own, once the court decides, it can be deleted through the commercial bank. If it is really because of my own reasons, even if I repay the loan later, the record will remain in his credit report; 4. If mistakes are found in the personal standard credit report, you can immediately consult with the bank that provided the wrong information, and put forward amendments to the personal credit system according to the procedures. During the period when the error information has not been changed, the bank that provided the error information can issue a certificate that the information is correct and handle related business; If you have caused actual personal losses, you can claim compensation from the wrong party.

Personal credit report is required for bank loans:

1. Bring my ID card or client's ID card and power of attorney, and provide my ID card to the credit inquiry window of the People's Bank of China to print personal credit records;

2. Open China People's Credit Information Center official website (version 3.3.2 of Google Browser), and submit an application for personal credit information record in the personal inquiry column with the mobile phone number matching the registered account number of the ID card. Usually, the mobile phone will receive the inquiry code from the credit information center within 72 hours. Open the official website login account of China People's Credit Information Center again, enter the inquiry code of SMS in the personal inquiry column to access personal credit information, and download and save a PDF document at the bottom of the page.

Conditions for applying for bank loan business:

Natural persons aged between 18 and 65;

2. The borrower's actual age plus the loan application period shall not exceed 70 years old;

3. Have a stable occupation, stable income and the ability to repay the principal and interest of the loan on schedule;

4. Good credit information, no bad records, and legal use of the loan;

5. Meet other conditions stipulated by the bank;

6. If the above conditions are met, you can apply for loan business at the local bank.