On the one hand, according to statistics from relevant departments, there were 465,438+million college graduates nationwide in 2006, an increase of 720,000 over previous years, not including those who were unemployed in 2005.
On the other hand, as early as June this year at 5438+00, there were many job fairs for graduates. You can see a large number of recruitment information of graduates in 2006 by logging into major talent websites or university employment networks. According to the regulations,165438+1October 20th is the "lifting the ban" for enterprises to "recruit and buy horses" in colleges and universities. In the past, it was usually 165438+ 10, and employers put the recruitment into the school on the agenda.
Therefore, in addition to those college students who choose to continue their studies, the employment string of graduates in 2006 has also been tightened actively or passively. Under such circumstances, on June 5438+065438+1October 2 1, "Quanzhou College Graduates' Employment Work Task Decomposition Scheme" was officially promulgated, which clearly stipulated a series of good news for college graduates' employment and naturally attracted a lot of attention.
◆ Policy close reading
Broaden employment channels-
key word
civil servant
To supplement the national civil servants and the staff of state-owned enterprises and institutions, it is necessary to openly recruit or recruit college graduates and choose the best ones. At the same time, it is necessary to gradually increase the proportion of college graduates who have been in grassroots work experience for more than two years.
key word
Go to the grass roots
Encourage college graduates to work in grassroots and hard areas. Those who have worked in hard areas for two years and applied for graduate students will be recommended for admission first; Applicants for civil servants and state-owned enterprises and institutions will be given priority under the same conditions. Work in the western region and the mountainous areas of our province, and implement the policy of freedom of movement. According to my wishes, I can move my registered permanent residence to my place of work or place of origin, and the personnel agency service agency affiliated to the government personnel department will provide personnel agency services free of charge. Those who work in grass-roots institutions such as agriculture, forestry, water supply, health and epidemic prevention in villages and towns will be given graded wages and floating wages during the probation period.
Do a good job in repaying temporary staff in public institutions and unqualified teachers in primary and secondary schools, and absorb college graduates to enrich the team.
key word
Enter the private enterprise
Actively guide graduates to small and medium-sized enterprises and non-public economic organizations for employment. In information consultation, employment guidance, employment recommendation, household registration transfer, file keeping and so on. Relevant government departments, schools, talent intermediary service agencies and public employment agencies should provide convenient conditions and corresponding services as much as possible. In accordance with the relevant provisions, safeguard their legitimate rights and interests in wage payment, social insurance and labor disputes.
key word
youth volunteers
Continue to implement the "College Students' Volunteer Service Plan for the West" and the "Fujian Province Volunteer Service Plan for Poor Areas in Bamin". * * * The Communist Youth League, personnel, education, finance and other departments should give support in policies such as funds, and colleges and universities should also actively take measures to encourage and support graduates to volunteer in poverty-stricken areas in the west and in our province and city.
Encourage self-employment-
key word
Certified green channel
College graduates who apply for self-employment or bid for private enterprises (within two years after graduation) can give priority to registration through the "green channel" in the registration hall of industrial and commercial departments at all levels. Except for industries and commodities that are explicitly prohibited by the state, the scope of business shall be opened for examination and approval, and at the same time, special examination and approval procedures shall be completed, and applications for restrictions and franchise projects shall be allowed.
key word
Preferential loan interest rate
Financial institutions should increase their support for college graduates' self-employment loans and give priority to credit support that can provide effective asset mortgage (pledge) or quality customer guarantee.
Entrepreneurship loans for college graduates can be borrowed by college graduates, and guarantors can provide corresponding joint guarantees for their families or immediate family members' stable income or effective assets.
For those with good credit standing and guaranteed repayment, credit loans shall be appropriately issued on the basis of controllable risks. It is necessary to simplify the loan procedures, reasonably determine the credit loan amount and use it within a certain period of time.
Give some preferential interest rate support to the venture loan, and depending on the degree of loan risk, it can be appropriately lowered or slightly raised on the basis of the legal loan interest rate.
key word
Government support
Governments at all levels should arrange certain funds in the employment budget to support college graduates' employment and entrepreneurship. Conditional counties (cities, districts) can refer to the "Measures for the Administration of Small Guaranteed Loans for Laid-off Workers" and formulate specific measures to support college graduates to start their own businesses.
key word
tax preference
College graduates who are engaged in self-employed businesses are exempt from the cost of tax registration certificate within 1 year from the date when the administrative department for industry and commerce approves their operations.
Newly-established urban employment service enterprises (except for industries that cannot be exempted as stipulated by the state), where the unemployed (including college graduates who have registered for unemployment, the same below) exceed 60% of the total number of employees, they may be exempted from income tax for 3 years with the approval of the competent tax authorities.
After the expiration of the tax exemption period for labor employment service enterprises, if the newly placed unemployed persons account for more than 30% of the total number of employees in the enterprise in that year, the income tax may be halved for two years with the approval of the competent tax authorities.
key word
Provide preferential services for talents
If college graduates start their own businesses, their personnel files (including social security, professional titles, file wages and other related procedures) shall be kept free of charge by the talent intermediary service institutions affiliated to the government personnel department for two years.
Within 1 year from the date of approval by the industrial and commercial department, the established enterprises can inquire about labor supply and demand information and publish job advertisements free of charge on the websites of government personnel, talents belonging to labor and social security departments, labor intermediary service agencies and public employment agencies; Participate in talent fairs or talent service exchange activities organized by talent intermediary service agencies and public employment agencies affiliated to government personnel and labor security departments, and give appropriate fee reductions and exemptions.
Graduates and their employees who set up enterprises can participate in the training or evaluation services organized by the talent and labor intermediary service agencies affiliated to the government personnel department free of charge or preferential treatment.
key word
social security
The labor and social security department should further improve the social security policy of college graduates' self-employment and flexible employment. For college graduates engaged in self-employment and flexible employment, they can apply for social insurance at the individual payment window set up by social insurance agencies at all levels.
help
Graduates who are about to find jobs-
Keywords unemployment training
Cities, counties (cities, districts) should provide necessary life help for college graduates to be employed, expand job-seeking space and ease employment pressure.
The talent intermediary service agencies and public employment agencies affiliated to the personnel and labor security departments of the government should hold regular employment training courses for graduates according to local social needs to enhance employment competitiveness, and the required funds should be subsidized by local finance. Graduates who can't find a job for a long time can sign up for professional training urgently needed by the society according to their own wishes.
Training fees and vocational skills appraisal fees are included in the fiscal budget at the same level.
Keywords free agency fee
The personnel intermediary service agencies and public employment agencies of the government personnel and labor departments shall provide employment information, employment guidance and employment recommendation services for graduates who intend to be employed free of charge.
The files of college graduates to be employed shall be kept by the talent intermediary service institutions affiliated to the personnel department of the government where the students are located or where the school is located, and the file storage fee shall be exempted within two years.
Keywords vocational skills training
Actively promote the vocational access system for skilled posts. Carry out professional skills appraisal of relevant professional posts to help students obtain "double certificates" and enhance their employment competitiveness.
The "Vocational Skills Qualification Training Project for Higher Vocational College Graduates" is jointly implemented by the labor and social security, personnel and education departments, and the school organizes vocational skills training and vocational skills appraisal for higher vocational college graduates who need training. The training fee shall be borne by the school, and the vocational skill appraisal fee shall be appropriately reduced or exempted.
Keywords paid probation
Actively help graduates find jobs as soon as possible. For college graduates who have not found a job for more than half a year and require employment, they can apply for unemployment registration at the labor and social security department where their household registration is located before entering school.
For college graduates who have registered for unemployment, local conditions can organize them to participate in temporary social work and social welfare activities, or they can be apprenticed to employers and given certain remuneration.
Keywords difficult relief
For college graduates who can't work for a short time due to illness and other reasons and have no source of income, they should move their school accounts back to their families, and the local civil affairs departments should apply and investigate and verify them. Meet the conditions, with reference to the local urban minimum living standards to give temporary relief to the difficulties of life.
◆ Views of all parties
Have a policy
We must also carry it out.
Lin Shifeng, Director of Quanzhou Huaqiao University Employment Office
According to this year's policy, college graduates can enjoy four preferential policies for starting a business, so many graduates welcome the policy. Among this year's graduates, many people took the initiative to come to the employment office to consult preferential policies. After all, the most important thing for newly graduated students to start a business is funding. Many students will benefit if these policies can be implemented.
Free for two years
Archival storage fee
Pan Yumu, Chief of Mobile Development Section of Quanzhou Personnel Bureau
This preferential policy was implemented several years ago, and many students have enjoyed it. At present, thousands of graduates have been deposited in the talent center, enjoying a two-year reduction or exemption of file storage fees. In fact, many graduates who keep files here have already been employed in non-public enterprises, but the talent center treats them as unemployed graduates and gives them preferential treatment of exempting file storage fees.
urgent matter
To accumulate experience.
Dong Xiaoyun is a senior in the Information Computing Science Department of Quanzhou Teachers College.
Personally, I think that the introduction of this scheme can help some graduates find jobs and start businesses, but it can't really solve the employment problem of college graduates.
I never thought about taking the civil service exam, because everyone knows how fierce the civil service exam is now. It is not uncommon for hundreds of people to compete for a position. Why do I have to be a member of the denominator? Supplementary civil servants are mainly recruited from college graduates. This scheme launched by the government may be helpful to those students who are truly capable, but after all, only a few people will win, which will also stimulate more and more students to participate in the recruitment examination unrealistically and become a meaningless "denominator".
I think it is unrealistic for college students to start a business as soon as they graduate without funds, planning, experience and ability. Although the introduction of this scheme may solve some financial problems, clear some obstacles and build some bridges for college students to start their own businesses, it is more important to know that college students lack not only funds, but also social experience, and no matter how much money they have, they will be squandered.
So I think college students should apply to enterprises and institutions after graduation. The urgent task is to accumulate experience, enrich one's social experience and improve one's practical operation level. Only when they have ink in their stomachs and a lot of money in their hands can they really make a difference.
Pave the way for employment
Luo Run is a junior in yang-en university Computer Department.
Solving the employment problem is a difficult problem faced by college students, and in recent years, this problem has become more and more serious.
Although the introduction of this scheme can not fundamentally solve the employment problem of college students, it at least points out the employment direction for graduates, removes some obstacles that plague college students because of economic problems, and really makes college students who have graduated or are about to graduate feel excited, and also makes our college students feel at ease a lot.
My brothers and sisters are all typical successful entrepreneurs, but it is said that they all started their businesses after working for one or two years. Because the problem of insufficient funds is an objective reality that they have to face, they must first accumulate, accumulate funds and accumulate experience. If this plan can really be implemented, it will help college students solve the problem of shortage of funds and circulation, and will certainly bring great help to college students and make them more confident to start a business.
Support does not mean dependence.
Sophomore student of Architecture Department of Huaqiao University in Maji.
The detailed plan made by the government for college graduates not only makes college students happy, but also worries them.
Why do you say that? Because support does not mean dependence. The government's plan is obviously to help solve the employment problem of college students that the whole people are concerned about. This kind of preferential policy not only broadens the road of college students' employment, but also solves a prominent social problem. On the surface, this should be a good thing for everyone.
However, as wise college students, we still need to keep our eyes open. We should see that the government's plan is only to support college students' employment and entrepreneurship, clear some obstacles and broaden some roads for college graduates' employment and entrepreneurship, not to make college students more ambitious and arrange their lives at will.
College students should actively participate in social practice and strive to accumulate social experience before graduation. College graduates should consider carefully and decide their graduation destination according to their actual situation. Whether you are taking the civil service exam, starting your own business, or applying for an enterprise or institution, you should guard against arrogance and rashness according to your own abilities, and you must not be impetuous in Mao Mao, otherwise you will regret it. (Guo Xiuping Shen Xueyan)
Source: Straits Metropolis Daily
March every year is a crucial period for college graduates to choose their career development direction. Postgraduate entrance examination? Going abroad? Or start your own business? No matter what you do, you must make a choice. In recent years, the employment situation has become increasingly severe, and more and more college students are trying to take the road of entrepreneurship. The state, society and universities all strongly support this, and many college students start their own businesses. However, due to the lack of experience, awareness and ability, college students still face many difficulties in starting a business, and some people don't even know where to start. To this end, our reporter visited some entrepreneurial experts and entrepreneurs, and launched the Complete Handbook of College Students' Entrepreneurship to find a "compass" for college graduates in 2005.
Preferential policies for college students' entrepreneurship
The complete handbook policy for college students' entrepreneurship pays attention to the preferential policies for college students' entrepreneurship. In recent years, in order to support college students' entrepreneurship, governments at all levels have introduced many preferential policies, involving financing, business opening, taxation, entrepreneurship training, entrepreneurship guidance and many other aspects. For college students who plan to start a business, only by understanding these policies can they take the first step in starting a business. According to the relevant regulations of the state and the Shanghai Municipal Government, the fresh college graduates in Shanghai can enjoy four preferential policies, including free risk assessment, free policy training, free loan guarantee and partial tax relief, including:
■ College graduates (including junior college students, undergraduates and graduate students) who are engaged in self-employment shall be exempted from self-employment registration fee, self-employment management fee and economic contract demonstration text cost within 1 year from the date of approval of business. In addition, if you start an informal enterprise, you only need to register in the street of your district and county, and you can be tax-free for 3 years.
■ College students who start their own businesses can apply for a loan guarantee of up to 70,000 yuan from the bank and enjoy a loan discount.
■ Shanghai has set up a special entrepreneurship education and training center for recent college graduates to provide free project risk assessment and guidance for college students to help them better grasp market opportunities.
Necessary hardware for college students' entrepreneurship
Expert analysis
The necessary hardware for college students to start a business are:
College students are enthusiastic about starting a business, but the success rate of starting a business is obviously low due to lack of experience, ability and consciousness deviation. In this regard, Xu Benliang, a college student entrepreneurship guidance expert and president of Shanghai Entrepreneurship Education and Training Center, believes that college students must have the following hardware to start a business:
Hardware 1: experience
University growth expectation On campus, lack of understanding of society, especially in market development and enterprise operation, it is easy to fall into the misunderstanding of arrogance and empty-handed. Therefore, college students should be fully prepared before starting a business. On the one hand, they should work or practice in enterprises and accumulate relevant management and marketing experience. On the other hand, actively participate in entrepreneurship training, accumulate entrepreneurial knowledge, receive professional guidance, and improve the success rate of entrepreneurship.
Hardware II: Funds
According to a survey, 40% of college students think that "capital is the biggest difficulty in starting a business". Indeed, no matter how clever a woman is, she will not cook without rice. Without funds, even the best ideas can't be transformed into real productivity. Therefore, capital is a mountain for college students to climb when starting a business. College students should explore new ideas and raise funds through multiple channels. In addition to traditional channels such as bank loans, self-raised funds and private loans, we can also make full use of financing channels such as venture capital, angel investment and venture capital.
Hardware III: Technology
Exchanging intelligence for capital is a characteristic way for college students to start their own businesses. Some venture capitalists are often willing to fund their business plans just because they take a fancy to the advanced technology mastered by college students. Therefore, college students who intend to start businesses in high-tech fields must attach importance to technological innovation, develop products with their own independent intellectual property rights and attract investors.
Hardware IV: Ability
Because of long-term exam-oriented education, college students are unfamiliar with the "rules of the game" and have outstanding skills, and their abilities in financial management, marketing, communication and management are generally insufficient. To succeed in starting a business, entrepreneurs must attach importance to both technology and management. It is suggested that you can start with partnership, family business or low-cost virtual shop to exercise your entrepreneurial ability.
Four Directions of College Students' Entrepreneurship
Although there are unlimited business opportunities in the current entrepreneurial market, it is not "peanut duran" for college entrepreneurs with limited capital, ability and experience. In this case, college students can only find a "foothold" according to their own characteristics in order to find a new world that really suits them.
Direction 1: high-tech field
College students who are at the forefront of high technology have the advantage of getting the moon first in this field. The success of college students' entrepreneurial enterprises such as "Easy Ark" and "Shimeile" benefits from the technological advantages of entrepreneurs. However, not all college students are suitable for starting businesses in high-tech fields. Generally speaking, college students with profound technical skills and excellent academic performance can be sure to win. College students who are interested in starting a business in this field can actively participate in various entrepreneurial competitions, get the opportunity to stand out and attract venture capital.
Recommended business opportunities: software development, webpage production, network service, mobile game development, etc.
Direction 2: the field of intellectual services
Intelligence is the capital for college students to start a business, and college students can start a business in the field of intellectual services with peace of mind. For example, in the field of family education, it is very suitable for college students to start businesses. On the one hand, it is the traditional channel for college students to work and study, and has accumulated rich experience; On the other hand, college students can make full use of the educational resources of colleges and universities, and it is easier to earn the "first bucket of gold". This kind of intellectual service entrepreneurship project has low cost, and a desk can be opened with a phone.
Recommended business opportunities: tutor, tutor intermediary, design studio, translation firm, etc.
Direction 3: Join the chain field.
Statistics show that in the same business field, the success rate of individual entrepreneurship is less than 20%, while those who devote themselves to entrepreneurship are as high as 80%. For college students with limited entrepreneurial resources, with the help of the brand, technology, marketing and equipment advantages of franchise chains, they can start businesses with less investment and lower threshold. However, franchise chain is not "zero risk". In the mixed market, college students are inexperienced, so they should pay more attention to avoiding risks when choosing joining projects. Generally speaking, college entrepreneurs have weak financial strength and are suitable for joining projects with low start-up capital and low staffing requirements, and it is appropriate to start with small business; In addition, it is best to choose a mature brand that has been operating for more than 5 years and has more than 10 franchise stores.
Recommended business opportunities: fast food industry, domestic service, small supermarket on campus, digital express printing station, etc.
Direction 4: Open a shop.
On the one hand, college students can make full use of college student customer resources; On the other hand, it is easier to get started because you are familiar with the consumption habits of your peers. It is precisely because of taking the "student route" that we should rely on cheap and good quality to attract customers. In addition, due to the limited funds of college students, it is impossible to choose to open a store in a prosperous area, so the promotion work is particularly important, and it is necessary to often post advertisements on campus or organize activities with associations to be widely known.
Recommended business opportunities: restaurants, cafes, hair salons, stationery stores, bookstores, etc. In or near the university.
College students' entrepreneurship avoids three minefields.
It has been three years since Wu Minghua, the founder of Entrepreneurship Home website, started his business in Shanghai after graduating from university. During this period, Wu Minghua experienced the ups and downs of entrepreneurship, contacted various college entrepreneurs, and had a deep feeling and understanding of college students' entrepreneurship. As an "experienced person", he reminded college entrepreneurs to avoid the following minefields:
Minefield 1: The myth that Bill Gates has an eye for pearls makes IT industry and high-tech industry become entrepreneurial gold mines in the eyes of college students, so that many students disdain to engage in service industry or low-tech industries. In fact, high-tech entrepreneurial projects often need a lot of start-up funds, and the risk and pressure of starting a business are very great. If college students lack understanding of their own experiences and abilities and expect too much from starting a business, they will have a high starting point and be prone to failure. Therefore, college students might as well relax their mentality, get a deeper understanding of the market and themselves, and then start from an early age, proceed from reality, and take the second step after the first step is stable.
Minefield 2: On paper
Lack of experience is a common problem in college students' entrepreneurship at present. Many college entrepreneurs are not used to doing market research on their products or projects, but make idealized inferences, such as: "If there are 300 million people who need our products, and each piece costs 100 yuan, we will have a sales market of 30 billion yuan", which is untenable and often misleading. College students must do a good job in market research in the early stage of starting a business, and some feasibility studies can also be entrusted to professional institutions. Only by understanding the market can they start a business for a long time.
Minefield 3: Fighting alone
Today, with the emphasis on teamwork, the chances for entrepreneurs to succeed on their own are greatly reduced. Team spirit has become an indispensable entrepreneurial quality, and venture capitalists pay more attention to entrepreneurial teams with cooperative ability when investing. Nowadays, college students generally have personality and strong self-confidence. Entrepreneurship is often self-righteous and willful, which affects the success rate of entrepreneurship. Therefore, for college students who plan to start a business, it is easier to accumulate entrepreneurial strength by joining forces and learning from each other's strengths than by themselves.
Suggestions and process of college students' entrepreneurship
Not all passions are catalysts, which can mobilize the comprehensive quality and potential of entrepreneurship for entrepreneurship. But in the face of college students, too much passion is manifested in the determination to start a business and the overly optimistic attitude towards the future of the career. This entrepreneurial mentality is mainly manifested in the fact that the feasibility analysis of entrepreneurial projects is not enough or comprehensive and rigorous, and the entrepreneurial projects are evaluated only from one aspect. Among them, most college entrepreneurs just have an idea, and there is no feasible implementation plan to realize this idea as a guarantee. Because college students basically have no work experience, their decision-making in the preparation period of starting a business is basically based on the knowledge and information that individuals have learned through books and various media. Because college students have not established a personal experience judgment system in their hearts before entering the society to take part in work, they often only stay in theoretical analysis when investigating business opportunities and projects, and can't understand the projects from all aspects. In this case, I think it is better for college students to shout less slogans and face entrepreneurial opportunities and projects with a calm and rational attitude.
Second, I saw the tip of the iceberg.
Entrepreneurship is a systematic project, which requires entrepreneurs to have certain knowledge accumulation in a series of fields such as enterprise positioning, strategic planning, property rights relations, marketing, production organization, team formation, financial system and so on. College students have good projects or ideas, which just represents the "Long March of Entrepreneurship". Among our college entrepreneurs, many people think that a good idea and creativity represents the idea of successful entrepreneurship. However, in the preparation for starting a business, the problems that may be encountered are not fully prepared or no countermeasures and exit mechanism are designed at all, and the negative factors from all sides are completely unknown, which leads to various problems from the beginning, so that entrepreneurs do not go far, that is, they end in failure. Therefore, entrepreneurs are not all-rounders, but they should be all-rounders.
Third, what is the core of the work?
According to the modern enterprise system, companies are profit-oriented organizations. This is the definition of a company, but many people may disagree. They think that modern companies are customer-centric, social value-centric, product quality-centric, and so on. This is a wrong or biased concept, because if an enterprise can make a profit, it shows its value (except for companies that don't obey the law). Therefore, we can say that the core of entrepreneurs' work is to make profits, that is, to increase income and reduce expenditure. This is the highest principle in the work of entrepreneurs, and it is also the basis for the survival and development of an entrepreneurial enterprise. However, I found that in many college students' entrepreneurship, they obviously lacked understanding of the core principles of the company, which led to low efficiency in entrepreneurship. Some entrepreneurs work hard and are really persistent, but the company is in trouble because of the deviation between his work and the company's profits. It can be said that within the legal business scope, "whether you can make money" is the only criterion to measure the work of entrepreneurs.
Fourth, team building and cooperation spirit.
Team spirit-these four words may be the most common and easy to understand management concepts. However, as a specific entrepreneurial group, college students are generally under the age of 25, lacking social and life experience, in an emotional stage of passion, with strong personality and self-confidence. Therefore, in many jobs that embody "interpersonal cooperation", such as team formation, team division of labor, team rules and regulations, etc., college entrepreneurs often appear. Looking at the development trend of today's era, the social division of labor is becoming more and more detailed and specialized, and the possibility that any entrepreneur wants to win alone has dropped very low. In practical work, college students often appear to be self-centered and headstrong, which is not conducive to cooperative entrepreneurship.
Verbs (short for verb) make mistakes and correct them.
A marketing decision error, a small financial crisis or a door-to-door sales failure may become a stumbling block on the road of college students' entrepreneurship, which will hit the college students' entrepreneurs to a certain extent and weaken their psychology. In fact, it is normal for college students to correctly view the problems and troubles encountered in the process of starting a business. As long as we correct our mistakes quickly or refer to other people's opinions and suggestions, we will certainly learn from them. We should be good at analyzing and summarizing the "cost" of making mistakes, and learn to find our own weaknesses and deficiencies from failures and correct them. It's hard to imagine that a startup that doesn't make mistakes will succeed.
Sixth, persistence is victory.
No matter how well prepared you are to start a business, no matter how careful your business plan is, there will inevitably be some problems. No matter how United your business partners are and how thick your funds are, there will inevitably be times when your turnover is not working. All these show that in the rapidly changing business environment, there are too many uncertain factors that can affect our business, and no one can illegally guarantee it. We can choose the right direction at the next intersection, so it is normal to encounter setbacks and failures in the process of starting a business. Maybe sometimes I feel that my future is at a loss, sometimes I feel helpless, and sometimes I feel that starting a business is too hard to continue. But if the dawn comes at midnight, it is not far away, and the dawn of victory is in front of your most difficult moment. Success belongs to persistent people.
Suggested business preparation process:
1, clear thinking and clear positioning: what I am, what I can do and what I want to do.
2. Self-inspection: that is, the business plan of this project is prepared according to the standard business plan, and all the elements of personnel, finance, production and sales of the enterprise are planned.
3. Find someone to criticize: that is, someone who is familiar with the industry you want to do and can keep business secrets for you will demonstrate the feasibility of your plan.
4. Establish teams and partners, and determine cooperation principles.
5. Formulate business plans and implementation plans.
Defendant: Ocean Forest-Juren Level 4 3-9 2 1:46.
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How do college graduates apply for small loans to start their own businesses?
Encouraged by national policies, there are more and more flexible employment forms for college graduates, and self-employment is a good employment form. Chongqing also provides preferential policies for college graduates to start businesses. College graduates who apply for self-employment can enjoy small loans with financial discount. The brief content is as follows.
First, the application conditions:
1, college degree or above;
2. After graduation, he has not been employed for more than 6 months, and has registered unemployment in the local labor and social security department.
Second, the loan period:
The Wechat business loan provided by the state for college graduates is a government-subsidized loan with a term of 1 ~ 2 years, after which it will no longer enjoy financial discount.
Three. Loan method:
Small loans for college graduates to start their own businesses are secured by mortgage.
Four. Relevant explanation
The specific operation method can be consulted with the local labor and social security bureau. In addition, there are other preferential policies for college students' entrepreneurship, such as setting up a
Business administration, 1 year exempted from administrative fees for business registration management; Self-employed, self-employed can also be the city's household registration files.
Employment guidance service center for college graduates. Relevant departments should be consulted about the specific policies for college graduates to start their own businesses.
References:
Straits Metropolis Daily and Baidu know.