Can I get a loan without a job? Just like the selection of modern women, banks are very strict in the selection of lenders. Considering the repayment ability and personal qualifications, banks generally turn away those applicants who have no jobs. Without jobs, how can they get loans? Introduce three methods for you:
1. Borrow from a guarantee company
As long as you have valuable items such as stocks, certificates of deposit, insurance policies and collectibles as collateral, even if you have no job and your repayment ability is uncertain, the guarantee company will lend you funds according to a certain proportion of the assessed value of the collateral, and the lending speed is usually relatively fast. However, it should be specially reminded that the fees charged by guarantee companies are generally high, and borrowers still need to shop around before applying to save interest to the maximum extent.
2. Pawnshop loan
Can I get a loan without a job? Even if you have no house, car or credit, you can apply for a pawn loan as long as you have something to pawn. Pawnshops can accept various other valuable mortgages and pledges except real estate and cars, such as jewelry, gold, stocks, bonds, certificates of deposit and so on, with a wide range.
3. Three Personnel Loan Apps
Alipay reserve fund
It's a small consumer loan of Alipay, with a limit of only 500 yuan, which can only be borrowed for 7 days. If you can't open a loan, you can try to use Alipay reserve fund first. It is said that you will have a chance to open a loan after five times.
Jie modern
Can I get a loan without a job? Jiexian loan helps you. Jiexian Loan only needs to verify the ID card and bank debit card, and it will arrive at the fastest 1 hour. There is no age limit, and the monthly interest loan amount can reach 1 10,000, making it easy to lend quickly.
So much for "Can I get a loan without a job?". This paper introduces three ways of loan for unemployed people, among which "unemployed loan APP" is the fastest and most convenient, and everyone can choose according to their own needs.