There is no requirement for the size of the mortgage, mainly depending on the assessed value of the house. Mortgage loans generally take 70% of the total house price, and most banks require loans of 65,438+million, so the assessed house price needs to be above143,000. Therefore, if the unit price of area * is lower than this evaluation value, the loan cannot be made.

Housing mortgage loans have requirements for the age of the house, and generally require the property that is allowed to be listed and traded within 15 years.