According to Cai Xi. Personal online shop loan interest income refers to the income generated by banks or other financial institutions lending to personal online shops and charging interest. Personal store loans are usually used to support the development and operation of individual industrial and commercial households or small and micro enterprises, and borrowers need to repay at the time and interest rate stipulated in the contract.
Banks or other financial institutions profit from the interest paid by borrowers. These interest income is usually one of the main sources of income for banks or other financial institutions.