There is no uniform regulation on this! Every place is different! The most important thing is that people have to look at the purpose of your loan! If you are going to invest and start a business, the bank will also inspect your project, so there is little risk in deciding how much to bring you! But if you are a veteran and have a disability certificate, the government and banks will give you the greatest convenience and support (preferential policies) in this regard! If you want to get a loan, you'd better contact the bank!