According to the repayment ability, the proportion of the house price, the balance of the housing provident fund account and the maximum loan amount, the minimum value calculated by the four conditions is the maximum loanable amount of the lender.

Second, how to loan Ganzhou housing provident fund to 500,000 yuan?

Personal provident fund can borrow 300,000 yuan, and if there is supplementary provident fund, it can borrow 654.38+ 10,000 yuan more.

3. What are the conditions for a provident fund loan of 500,000 yuan? How much can I borrow from the provident fund balance of 500,000 yuan?

What are the conditions for a provident fund loan of 500,000 yuan?

To apply for provident fund loans, employees must first pay the provident fund, and secondly, the payment period of the attack aircraft must be more than six months without interruption, which is the most basic condition for applying for provident fund loans. Secondly, applying for provident fund loans also needs to meet other conditions of loans. First of all, the loan applicant has good personal credit, stable work and repayment ability. In addition, when applying for provident fund loans, if there are outstanding provident fund loans, you cannot apply for provident fund loans again.

How much is the balance of the provident fund to borrow 500,000 yuan?

The provident fund wants to borrow 500 thousand yuan, and the balance of the provident fund account needs 25 thousand yuan. The loan amount of provident fund is related to the balance of provident fund account, and it is generally not recommended to withdraw the balance of provident fund. The amount of the provident fund loan is also affected by the repayment ability of the loan applicant, the loan term, the monthly payment amount and other factors. Generally speaking, the better the personal comprehensive credit, the higher the loan amount will be.

Generally, the maximum loan amount of provident fund is determined according to four conditions: repayment ability, proportion of house price, balance of housing provident fund account and maximum loan amount.