Article 1 These Interim Measures are formulated in order to manage and make good use of special loans for education, support the development of school-run industries in vocational schools, implement the plan of starting a prairie fire, and promote the reform and development of education. Article 2 Special education loans are mainly used to support vocational schools managed by the education department, experimental practice bases run by primary and secondary schools that implement the plan of starting a prairie fire, and school-run industries that pay no less than 30% profit to schools every year. Article 3 Special education loans shall be undertaken by China Industrial and Commercial Bank. The loan term is generally one year; The interest rate shall be in accordance with the liquidity loan interest rate stipulated by the People's Bank of China. Article 4 An entity applying for a special education loan shall meet the following conditions:

(a) to apply for a loan must comply with the national principles and policies for the development of vocational education and the implementation of the plan to start a prairie fire, and with the relevant industrial policies and financial regulations of the state;

(2) It must be an enterprise (institution) legal person approved and registered by the administrative department for industry and commerce (or the competent authority);

(3) It is in good operating condition, has strong economic strength, and has the ability to repay the principal and interest on schedule;

(4) The total assets of the enterprise applying for the loan should be more than100000 yuan;

(five) the implementation of independent economic accounting, a sound financial system, accounts and statements;

(6) Opening a basic deposit account in China Industrial and Commercial Bank;

(seven) self financing accounts for more than 30% of the total investment of the project;

(eight) have the infrastructure and production conditions for the implementation of the project;

(9) The original loan principal and interest have been repaid on schedule;

(ten) there must be a loan collateral, pledge or guarantor that meets the prescribed conditions. Article 5 Procedures for loan application and approval:

(a) special education loans in principle in accordance with the current management system from bottom to top declaration, reporting schools need to submit the "special education loan declaration form" and stamped with the official seal of the applicant's recent balance sheet and income statement.

Education committees (departments) of all provinces, autonomous regions and municipalities directly under the Central Government (including cities under separate state planning) are responsible for reviewing, screening and summarizing the materials declared by schools, and then submitting them in quintuplicate to the Vocational Education Department, Grassland Planning Office and Finance Department of the State Education Commission.

(2) The Vocational Education Department of the State Education Commission and Liaoyuan Office shall, jointly with the Finance Department, put forward a loan pre-division plan and list the alternative projects, which shall be submitted to the State Industrial and Commercial Bank of China for approval by the Finance Department of the State Education Commission.

(three) the State Industrial and Commercial Bank of China issued a project loan plan after soliciting the audit opinions of local branches; At the same time, the Finance Department of the State Education Commission will inform the education commissions of all provinces (cities, districts) of the loan projects and quotas determined by ICBC. Article 6 Loan management:

(1) The duties of the State Education Commission are: to be responsible for the centralized management of loans, formulate management measures, and put forward the overall plan for annual project loans; Contact and coordinate with the People's Bank of China and Industrial and Commercial Bank of China, review projects according to regulations, supervise the implementation of loans, organize regular project inspections, and sum up loan work experience.

(two) the responsibilities of the provincial education administrative department are:

1. Responsible for organizing schools applying for loans to understand the loan business, carefully demonstrate the project, truthfully report relevant materials, and establish loan work files.

2 to declare the loan project, according to the loan requirements, strict examination, to ensure the quality of the declaration of special education loan projects.

3. Actively strengthen cooperation with local branches of ICBC and coordinate with local banks.

4. Organize to check the implementation of the project.

5. Formulate the responsibilities of education administrative departments below the provincial level for loan projects.

(3) The responsibilities of China Industrial and Commercial Bank are:

1. Responsible for implementing loan guarantee or mortgage, reviewing loan projects, signing loan contracts with project units, and collecting interest and principal on schedule.

2. Take the loan risk. If the loan is misappropriated or fails to repay the principal and interest on schedule, ICBC will handle it according to relevant regulations. Article 7 Education administrative departments at all levels and project units shall strictly abide by financial discipline, and shall not misappropriate special education loans for real estate speculation, stock speculation and foreign exchange speculation, or use them for social fund-raising or use loans as investment or equity. Eighth in addition to China Industrial and Commercial Bank of China in accordance with the provisions of the loan interest, any department or unit shall not charge any fees for arranging loans. Article 9 These Measures shall come into force as of the date of promulgation. Article 10 These Measures shall be interpreted by the Finance Department of the State Education Commission.