About bank selection

1. Through intermediary: Generally, you can't choose your own bank through intermediary transactions. Generally, intermediary companies have bank letters of introduction when handling loans, which is a long-term business transaction, so you have to choose the bank they provide, so there will be a loan service fee. Of course, there are also some buyers who have special requirements for banks and can choose by themselves. For example, you are a bank employee.

2. Free trade: If the buyers and sellers of second-hand houses do not trade freely through intermediaries, they can choose their own loan banks. The law also stipulates that consumers have the right to choose their own goods or services. However, it may be troublesome for individuals to handle it, and the time is difficult to determine. It would be great if they or their families have experience in handling it and have enough time, and a loan service fee can be saved. Yuqiancyh

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