The loan for buying a car is 90,000 yuan, and the monthly payment is 2,800,36 months. Finally, * * * is 100800. Is the interest high? How much is the interest? Is it cost-effective?

"Equal principal and interest" repayment method

Formula loan amount = monthly repayment amount *[ 1-( 1+ monthly interest rate)-repayment months]/monthly interest rate.

90000 = 2800 * [1-(1+monthly interest rate) -36]/ monthly interest rate

Monthly interest rate =0.62589%

Annual interest rate =7.5 107%

Results:

The annual interest rate of this "car loan" is 7.5 107%. According to the folk saying, more than 6% interest? . Such a "car loan" interest rate is relatively low.

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