the bank will notify the lender when the bank loan is passed, and the lender needs to go to the bank to sign it after it is passed, so as long as the mortgage is passed, it is impossible for the lender not to know, and the bank will also notify the buyers when the mortgage is rejected. If there is no news from the bank, you can consult the bank.

How long does it take for the mortgage to be approved?

When individuals apply for housing mortgage loans, different banks or different housing loans have different lending time. The time of mortgage lending is mainly divided into:

1. Housing provident fund loans are slow. Individuals apply for housing mortgage loans. Because the interest rate of personal housing provident fund loans is low, many people like to apply for such loans to buy houses. At the same time, however, the lending time of this kind of housing loan is slow, and it usually takes about 1-2 months to lend. If it is slower, it will take six months in some areas.

2. The mortgage loan for commercial housing is about one month. Most of the applications for housing mortgage loans are commercial loans from banks, and this kind of loans are faster than housing provident fund loans. At present, many banks lend money for about one month. Some banks have shorter lending time.

3. If you want the bank to lend money quickly, you can lend money with the receipt, and you can lend money within 3 working days after the transfer. 4 yuan guarantee fee is required. If you lend money with other certificates, it usually takes 15 to 22 working days to get the property certificate, and the bank will lend money 3 to 5 working days after getting the property certificate.

How long does it take to approve the mortgage

1. Generally, it will take one week for a commercial loan to be issued with the same loan, and the provident fund will be longer. However, as long as the information is correct, the provident fund can't last more than 15 working days at the latest, but now the time for issuing the same loan will be relatively fast. If it is slow, you can check the progress. At present, inflation pressure is high, liquidity is excessive, and the central bank keeps raising the deposit reserve ratio, so the amount of bank lending every month is limited.

2. There are many customers who have no problem with loan procedures and loan qualifications. Because the bank has no money to lend, they are all waiting in line. When will they be able to lend? Therefore, it is difficult to say how long it will take to approve it. In short, the waiting time is much longer than before. If your loan qualification is ok, just wait patiently.