In daily life and work, more and more occasions need to use the letter of commitment, which has certain norms in writing. What kind of promises have you seen? The following is a sample of the commitment letter of compliance management of microfinance companies I collected for your reference, hoping to help friends in need.

According to the notice of the China Banking Regulatory Commission, the People's Bank of China and the General Office of Sichuan Provincial People's Government on expanding the pilot work of microfinance companies, and the guidance of the Financial Office of Nanchong Municipal People's Government on printing and distributing the Guidelines for the Management of Microfinance Companies (for Trial Implementation), the member units of Nanchong Microfinance Companies Association make the following commitments to the society:

Article 1 A company is a limited liability company or a joint stock limited company established by natural persons, enterprise legal persons and other social organizations, which does not absorb public deposits and operates microfinance business. In the course of operation, we strictly abide by national laws and regulations, abide by the principles of honesty, transparency and fairness, operate independently, be responsible for its own profits and losses, and be self-disciplined at its own risk. The legitimate business activities of the company are protected by law.

Article 2 The company is authorized by the Sichuan Provincial People's Government, and the Financial Office of the Sichuan Provincial People's Government (hereinafter referred to as the "Provincial Government Financial Office") is responsible for examination and approval and industry management, and the local administration for industry and commerce is registered and issued a business license.

The company accepts the supervision and management of local financial office, industry and commerce, public security, People's Bank of China, banking supervision and other functional departments according to their respective responsibilities.

The company conducts business in the approved area and accepts the supervision and management of the local government and risk prevention and disposal. Without approval, make sure not to operate outside the approved area.

Article 3 The company has signed a tripartite agreement with the custodian bank and the municipal government, which stipulates that the payment of the company's funds shall be supervised by the custodian bank. Ensure that the source of registered capital is true and legal, and do not withdraw capital contribution.

Article 4 The main funds for the company's operation are capital contributions made by shareholders, donated funds, funds incorporated by banking financial institutions, and funds incorporated by other means approved by the regulatory authorities. In general, the balance of consolidated capital does not exceed 50% of the company's net capital. (With the approval of the Finance Office of the provincial government, the microfinance company can reach 100% of its net capital)

Article 5 The business scope of the company is loan issuance and related consulting activities. The balance of a single loan shall not exceed the prescribed limit, and the loan balance of the same borrower shall not exceed 5% of the company's net capital. Loans shall not be issued to shareholders of the company and their related parties.

Article 6 The company strictly abides by the provisions of "only lending without saving", does not operate beyond the scope, does not absorb public deposits, and does not participate in any form of illegal fund-raising activities.

Article 7 The company operates according to the principle of marketization, and the loan interest rate shall not exceed the highest interest rate stipulated by the judicial department.

Article 8 The company strictly abides by the national financial discipline, ensures that all information provided is true, accurate and complete, and resolutely resists false accounts and off-balance-sheet operations.

Article 9 The company strictly abides by the industry self-discipline convention, keeps the secrets of customers and safeguards the legitimate rights and interests of customers.

Article 10 The company voluntarily accepts social supervision, and is willing to accept the punishment of relevant departments in accordance with relevant laws and regulations if it finds violations of national laws and regulations and local policies.

Article 11 Once the national regulatory authorities issue new management regulations, the contents of public commitments will be adjusted accordingly.

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