The materials and procedures for the second application are the same as those for the first application, but the difference is that there is a notice of admission for the first time and a list of tuition fees for the second loan: students need only submit an application form signed by themselves and a copy of their student ID card (2 copies each) without qualification examination. If the borrower (or borrower) can't come to the acceptance site, he can apply with the power of attorney of the payer (or borrower). Proof of poverty-stricken units: Students who apply for loans for the first time need to go to any unit of high school (fresh high school graduates only), village (neighborhood) committee and township (street) civil affairs department for qualification examination and build official seals.
1. What materials do you need for a student loan?
1, loan application form (you can print it by logging in to the online student loan system of the student source);
2. Proof of family financial difficulties (students who pre-apply for student-origin credit loan in senior three do not need to provide it);
3. ID cards of the borrowing students and * * * borrowers;
4. Student ID card or admission notice of the borrowing student;
5. Household registration book (if the borrower and the borrower are not in the same household registration book, both household registration books are required).
2. What is the meaning and processing time of student-origin student loan?
Student-origin credit student loans refer to student loans issued by financial institutions such as China Development Bank to eligible freshmen and students with financial difficulties (hereinafter referred to as students). Students and their parents apply to the student financial assistance management center or financial institution in the county where the students attend to help the students with financial difficulties pay the tuition and accommodation fees needed during their studies at school.
Student-origin credit loan is a credit loan, which does not need guarantee and mortgage. Students and parents are the same borrower, and both have the responsibility to repay.
"The application time for student loans starts in July each year and ends at the end of the month. Loan interest rate The benchmark interest rate of RMB loans announced by the People's Bank of China is adjusted once a year from the loan issuance date of 65438+February 2 1, and the adjusted interest rate is the benchmark interest rate of loans of the same grade announced by the People's Bank of China on the adjustment date. "