2. As of April 5, 20 16, Guangzhou, Guangzhou and Shenzhen have fully implemented the policy of off-site loans for provident fund, while the policy of off-site loans for housing provident fund in Guangzhou is only implemented between household registration in this city. Other regions also put forward special requirements for household registration. In addition to Guangzhou, Changchun, Harbin, Chengdu, Shijiazhuang, Hainan, Guiyang, Qingdao, Luoyang and Kunming all have requirements for the borrower's household registration (household registration in this city). Yinchuan stipulates that the object of housing provident fund loans in different places must be non-agricultural household registration in Ningxia.

Three, housing provident fund refers to the state organs, state-owned enterprises, urban collective enterprises, foreign-invested enterprises, urban private enterprises and other urban enterprises, institutions and their employees paid long-term housing savings. The housing accumulation fund system is actually a housing security system and a form of monetization of housing distribution.

Four, the housing provident fund system is an important social security system for housing stipulated by national laws, which is mandatory, mutual assistance and security. Units and individual employees must fulfill their obligations to pay housing provident fund according to law. The housing provident fund paid by individual employees and the housing provident fund paid by the unit shall be stored in special accounts and owned by individual employees.