Adjustment table of benchmark interest rate for RMB deposits and loans of financial institutions Unit:%
Interest rate before adjustment
Adjusted interest rate
I. Deposits of urban and rural residents and units
(1) demand deposit
0.36
0.36
(2) lump-sum time deposit
three months
1.7 1
1.9 1
half a year
1.98
2.20
1 year
2.25
2.50
It's been two years.
2.79
3.25
three years
3.33
3.85
five years
3.60
4.20
Second, loans.
six months
4.86
5. 10
1 year
5.3 1
5.56
One to three years.
5.40
5.60
Three to five years.
5.76
5.96
More than five years.
5.94
6. 14