China has become one of the largest automobile countries in the world, which has brought traffic congestion to a certain extent and can't stop the enthusiasm of car enthusiasts. Ali car second loan has provided convenience for many people to borrow money to buy a car. What are the requirements for applying for a second car loan?

I. Ali Car Second Loan Line

According to HiShop E-Business School, Ali Cheshou Loan evaluates personal credit according to personal sesame credit, thus determining personal loan amount. At the same time, consumers can get a car purchase or loan of 200,000-200,000 yuan according to the model guide price, and enjoy the expected annualized interest rate discount of 0 per year.

For the same personal credit, the loan amount obtained through the second car loan may not be too much, for example, Peugeot 308S with the guidance price 1 10,000, Buick Angola with the guidance price 1 10,000, and the loan amount is 1 10,000. Basically, it is 40% of the car price, while the traditional auto finance business has a down payment of 20% and 30% everywhere.

Second, how to apply for Ali Car Second Loan

The entrance of car second loan can be found on Ali wireless apps such as mobile phone Taobao and mobile phone Tmall. Open the car second loan page to see the models that provide loan services. After selecting the model, you can see the available segmentation schemes.

The second loan of Ali Car provides installment plans of 12 months, 18 months and 24 months, and the installment plan of 12 months is interest-free, and all three are unsecured, with a maximum loan of 200,000.

According to reports, through the "car second loan", consumers do not need to provide complicated information, just submit an application online with their mobile phones, and they can know the credit limit of the loan within half an hour.

After you apply for a loan from a driver, your mobile phone will receive the corresponding write-off code, and then you can take the write-off code to the 4S shop and fight with JS. If you talk to the 4S store, you will pay the first payment and then go through the subsequent purchase procedures.

Although Ali Auto announced that it has reached cooperation with more than 50 auto companies, the car second loan on the App side is only 1 1. It involves Citroen, Nissan, Buick, Lifan, Chevrolet, Chery, Haima and Geely. From the price point of view, it is mainly hundreds of thousands of people-friendly funds.