If the materials provided by the company when applying for a loan card are all true, the person in charge and the financial person in charge do not need to bear responsibility. If the information provided to the bank is distorted, does not cause consequences, and does not constitute a criminal offense, it will also be punished by the accounting law.

Enterprise loans will not pursue the responsibility of the manager, unless there are circumstances that are obviously detrimental to the interests of the lender and the borrower during the handling process, which will be escalated to legal proceedings. Under normal circumstances, the company only needs to go to the bank to obtain a copy of the new handler's seal, and there is no need to worry about other legal responsibilities.

If forged documents are used to apply for a loan during the handling process, the company and handling personnel will be held accountable.