Guangfa e-second loan interest will rise. Compared with the bank's loan interest rate, the interest rate of Guangfa E-second loan will rise to a certain extent, but compared with the same type of personal credit consumer loan products, its interest rate is still relatively low. The monthly interest rate 1.25% and the annual interest rate 15% of users of Guangfa e-second loan savings card. That is to say, when Guangfa E-second Loan 10000, the annual interest rate is 1500.

In addition, if it is a savings card user of other banks, the monthly interest rate is 1.5%, which is equivalent to the annual interest rate of 18%, and the interest rate is higher in the bank's consumer loans. However, once users apply, they will enjoy a 5-year revolving quota, which will be borrowed as needed and bear interest on a daily basis.

2. What is the monthly interest rate of Guangfa E-second loan 1 10,000 yuan?

According to the monthly interest 1.25%; For bank card users of other banks, the e-second loan interest rate is calculated at the monthly interest rate 1.5%.

3. How much is the interest of Guangfa E-second loan?

8.3%。 The pricing range of Guangfa E-second loan is divided into four grades. Different lenders implement different expected annualized interest rates, and the repayment method is equal principal and interest. The actual annual interest rate is about 8.3%, which is considered as a low expected annualized interest rate standard in the same industry. 1. guangfa e-second loan limit: apply for guangfa e-second loan, with a limit of 500,000-300,000 yuan. One application enjoys a five-year revolving quota, which can be borrowed as needed, with daily interest. Second, the speed of lending. After submitting the application of Guangfa E-second loan, you can know the pre-approval amount of the loan in 3 seconds at the earliest. Within one working day at the earliest, a special person will contact the customer by phone to arrange the signing. After that, you can make your own payment in electronic channels such as online banking and mobile banking of Guangfa Bank as soon as possible. 3. What is the expected annualized interest rate of Guangfa E-second loan? Generally speaking, Guangfa E-second loan has a large loan amount, and the expected annualized interest rate is low. The lending speed is slower than other platforms, but it is ok. Fourthly, let's look at the specific loan application conditions: 1. Applicants must be between the ages of 25 and 55, hold a second-generation resident identity card and have full capacity for civil conduct; 2, to have a legal and stable work and economic income sources, working in the current unit for more than half a year, can provide sufficient proof of running water; 3. Personal credit information is good, there is no bad credit record such as overdue in the past two years, and it has the ability and willingness to repay the loan principal and interest on schedule; 4. Having a record of payment of provident fund, social security and individual tax for more than 3 months, and meeting other conditions required by Guangfa Bank. V. Introduction of Guangfa E-second Loan: Guangfa E-second Loan is a personal consumer credit product operated by Guangfa Bank Co., Ltd., which is open to individuals. In fact, everyone is familiar with it. Some time ago, official website introduced the application operation of another loan product owned by Guangfa Bank, but the eligibility and quota of E-second loan are not shared with salary and bonus.

4. What is the annual interest on a loan of 10,000 yuan?

loan rate

Annual interest rate of the project (%)

I. Short-term loans

Within six months (including six months) 5.85

Half a year to one year (including one year) 6.3 1

Second, medium and long-term loans

One to three years (including three years) 6.40

Three to five years (including five years) 6.65

More than five years 6.80