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Is there a conflict between loans and subsistence allowances?
Legal analysis: Personal loan record (with credit debt or credit debt record) does not conflict with the application for subsistence allowances, and does not affect the application for subsistence allowances.

Legal basis: temporary measures of social assistance

Article 9 The state shall provide minimum living guarantee to families whose per capita income of family members living together is lower than the local minimum living guarantee standard and meet the requirements of the local minimum living guarantee family property status.

Article 10 The minimum living standard shall be determined and promulgated by the people's governments of provinces, autonomous regions, municipalities directly under the Central Government or cities divided into districts according to the living expenses of local residents, and adjusted in a timely manner according to the local economic and social development level and price changes.

Measures for determining the income status and property status of minimum living guarantee families shall be formulated by the people's governments of provinces, autonomous regions, municipalities directly under the Central Government or cities divided into districts in accordance with relevant state regulations.