After the application of the credit car intermediary is approved, only the down payment will be paid, and no down payment and car payment will be made. Car loans and mortgages are the same, and banks will not lend money until the down payment is paid. Car loans also need to be checked for credit information, and sometimes it is impossible to buy a car in installments. Buying a car by stages depends on your personal debt. If the debt exceeds 50% of the car price, no loan is allowed. In addition, even if the car is green and the credit information is too poor, it may not pass.