Regulations on the loan extension period: For personal loans within one year (inclusive), the cumulative extension period shall not exceed the original loan period; for personal loans over one year, the cumulative extension period shall not exceed the original loan period. Exceeds the maximum loan period stipulated in the loan type. According to the relevant laws and regulations of our country, personal loans can be extended with the consent of the lender. For personal loans within one year (inclusive), the cumulative extension period shall not exceed the original loan period; for personal loans over one year, the cumulative extension period plus the original loan period shall not exceed the maximum loan period specified for the loan type.

Legal Basis

Article 39 of the "Interim Measures for the Administration of Personal Loans" Personal loans can be extended with the consent of the lender. For personal loans within one year (inclusive), the cumulative extension period shall not exceed the original loan period; for personal loans over one year, the cumulative extension period plus the original loan period shall not exceed the maximum loan period specified for the loan type.