(1) loan application approval form; (The lender shall fill in directly at the lending institution)

(2) proof of residential address; (Certificate issued by neighborhood committee or invoice for water and electricity payment)

(3) proof of work income;

(4) Other information required by the bank.

Secondly, after the bank approves the application materials submitted by the borrower, the two parties sign a loan contract.

Finally, the bank issues loans to borrowers through transfer.