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Green financial policy
To sum up, we can see that "green finance" came into being with green development, representing the new direction and trend of international financial development, and for China's financial industry, it means that it will usher in great changes. Combined with the development status of "green finance" in China, the author believes that it should be accelerated in the following aspects:

-Strengthen the guidance of green financial policies. The state should introduce supporting policies for "green credit" as soon as possible, formulate directory guidelines for "green credit", project environmental protection standards and environmental risk rating standards, relax the scale control of "green credit" and implement differentiated credit policies, so that commercial banks can carry out "green finance" business profitably.

-Improve laws and regulations on green finance. The state should speed up the legalization process of energy conservation and emission reduction, and determine the binding indicators of energy conservation and emission reduction through national legislation, so that "green finance" can be followed by laws and rules.

-Smooth information exchange channels. Relevant state departments should strengthen information exchange with financial supervision departments and commercial banks, establish an effective information sharing mechanism, and conduct technical training for relevant personnel.

-accelerating the reform of financial institutions. Financial institutions should change their traditional business philosophy and actively promote business transformation. For example, from the perspective of commercial banks, the following work should be done to develop green finance. First of all, it is necessary to introduce the concept of environment into daily business activities, strengthen employees' environmental awareness and environmental assessment of business processes. The second is to further improve the level of risk management and business innovation. Third, to further liberalize and expand the comprehensive business scope of the banking industry, commercial banks need to organically combine financial innovation, realize strategic transformation, develop comprehensive business and develop green finance, and creatively develop green financial markets through various financial instruments such as loans, wealth management, guarantees, leasing and trusts.

-Strengthen international exchanges and cooperation and learn from international advanced experience.