Why has the 2022 student loan been delayed?

If the student loan you applied for shows that it has been disbursed, but you have not received it, it is probably because the trustee bank directly transferred the student loan to The funds are transferred to the school account, and after the school deducts the tuition fees, the remaining balance will be refunded to the borrowing student's account.

If the school does not receive it, it is recommended to contact the relevant person in charge of the school to inquire about personal information, and call the bank to see if there is a system failure that caused the loan funds to be sent in the wrong way.

Everyone also needs to note that the regulations will be different in different regions, different schools, and different trustee banks. For example, some are first distributed to the student's exclusive Alipay account and then transferred to the school account, while others are distributed to the card.

If it is first distributed to the Alipay account of the student who borrowed the money, and the student does not see the money, it may be that the Alipay system automatically transferred it directly to the school account as soon as it was released. In this regard, students can only wait patiently for the school to deduct the tuition fees, and then the remaining funds will naturally be returned to Alipay. Ren Jiyu’s bursary has not arrived

Ren Jiyu’s bursary has not arrived

1. Failure to pass the bursary review will cause the bursary to be delayed. In this case, you need to consult the specific reasons. resulting in a failure.

2. The bursary is still in the review and application stage. If the bursary is still in the review stage and has not entered the formal disbursement process, it is normal for the bursary not to arrive.

3. Bursaries are in the disbursement stage, and the school is still sorting out the quota.

4. Bank holidays cause a delay in the arrival of scholarship funds.

If the student loan you applied for shows that it has been disbursed but you have not received it, it is probably because the trustee bank directly transferred the student loan funds to the school account and waited for the school to deduct the tuition fees. The remaining balance will be refunded to the student's account. If the school does not receive it, it is recommended to contact the relevant person in charge of the school to inquire about personal information, and call the bank to see if there is a system failure that caused the loan funds to be sent in the wrong way.

The reasons why the bursary has not arrived are as follows: some schools will disburse it later. You can consult the school for the specific arrival time; loan approval and disbursement take a certain amount of time, so it may be the applicant's loan repayment. In the process of approval; problems were encountered during the approval process and it was necessary to re-verify with the lender, so the scholarship was not disbursed. I applied for a student loan successfully, but the money didn’t arrive, what should I do? If there is still money that has not arrived, do I need to pay it back?

It is recommended to contact the relevant departments of the school to verify whether the loan application is successful. If it is approved, the loan will be released. If it is not approved, the loan will not be released. There is no need to repay it.

The National Student Loan is an initiative adopted by the Party Central Committee and the State Council under the conditions of the socialist market economy to use financial means to improve my country’s general college funding policy system and increase funding for students from poor families in general colleges and universities. major measures.

The national student loan is a government-led, fiscally subsidized loan. The finance and university authorities jointly provide banks with certain risk compensation, and banks, education administration departments and university authorities work together to specifically help poor colleges and universities. Bank loans for home students.

Students who borrow money do not need to apply for loan guarantee or mortgage, but they need to promise to repay the loan on time and bear relevant legal responsibilities. Borrowing students apply for loans from banks through their schools, which are used to make up for various expenses while in school, and are repaid in installments after graduation.

Extended information

The consequences of overdue student loans are as follows:

1. If students borrowing national student loans fail to comply with the requirements of the handling bank, If the loan is repaid within the time limit and amount specified in the signed repayment agreement, the handling bank shall charge penalty interest on the default repayment amount.

2. The handling bank will enter the basic personal information and repayment status of graduated students into the basic personal credit information database of the People's Bank of China for all financial institutions across the country to inquire according to law. If the default of graduates with national student loans is serious, it will affect their application to financial institutions for other personal consumption loans.

3. After entering the repayment period according to the repayment agreement, for borrowers who have seriously defaulted on repayment, the relevant administrative departments and banks will publish their names, citizens, etc. through news media, the Internet and other information channels. Information such as identity number, graduation school and specific breach of contract.

4. The defaulter shall bear relevant legal liabilities.

Baidu Encyclopedia--Loans

Baidu Encyclopedia--Student Loans 2020 Why haven’t college student loans arrived yet?

If the loan has been disbursed , you can log in to your Alipay account to view the details of fund receipts and expenditures in November of the current year. If there are incoming and outgoing accounts in the receipts and expenditures details, it means that the funds have been disbursed.

If you cannot see the funds or there is a discrepancy between the funds and the contract amount, it is because the funds have been transferred to the university. It is recommended to contact the teacher of the student financial aid management department of the university to inquire and verify the funds. If there are any problems, please contact the student financial aid management center at the county level where the student comes from in a timely manner.

Student loans in the student’s place of origin include first loan and renewal loan, both of which must be applied for once a year. College students log in to the student online service system, fill out the loan application and submit it, which will be reviewed by the local county-level financial aid center. , the loan will be released only after approval. The specific arrival time depends on the loan time.

Generally, the disbursement time for student loans in each province is from November 1st to November 19th every year. Successful disbursement is generally received in real time, but the money is not disbursed to the student bank. card, but will be issued to the Alipay account dedicated to student loans agreed through the loan contract, and the amount issued is the contract amount.

If the user does not know whether the loan has been disbursed, he can log in to the student online service system to check the loan approval progress. If the status shows that it has been disbursed, then just wait until the loan is paid. However, after the loan arrives, the corresponding funds will be directly transferred to the university to pay tuition, living expenses, etc. according to the electronic receipt amount entered by the university. The remaining money will be retained in the Alipay account.