1, the original car price is about 90,000, and the down payment is 30%, that is, the down payment of the car body price is 27,000, and the loan is 63,000, but this is only the down payment of the car body, and the real payment is not only 27,000, but also various other expenses need to be paid;
2. Generally, the purchase price of a car is \/( 1 17%)× the purchase tax rate (10%) = about 7700, and the basic loan for buying a car in the first year of insurance is about 6000, and then it depends on whether to entrust a store to get a license, plus1.
3. The interest rate is 9 points, and the annual interest is 630000.09=5670. So the interest for three years is 56703= 170 10 yuan;
4. The vehicle landing price is 437,006,300 yuan17010 =120,800 yuan.
2. What is the interest on car loan?
The interest rate of most car loans may be between 5% and 24%, but to know that the interest rate of car loans required by different banks is different, it is necessary to determine the annual interest rate according to the specific situation of banks at that time and the number of years of car loans. These sedan chairs must be asked clearly to prevent being fooled when buying a car.
Among them, the car loan interest rate of China Bank, 1 year is 4%, but it is 8% in the second year and 12% in the third year, which shows that the car loan interest of China Bank will increase with time. Comparatively speaking, China Construction Bank basically pays 3 years within 1~3 years, and the interest is 5.3 1% multiplied by the corresponding years. In the case of 3~5 years including 5 years, the interest is 5.4% multiplied by the corresponding years.
Therefore, it can be seen that compared with the car loan of Bank of China, the annual interest growth of CCB does not fluctuate much, but it has a certain relationship according to the repayment period. The longer the repayment period, the same proportion will be paid every year, so it may be more cost-effective to borrow from CCB.
3. What is the general interest rate of car loan?
If it is a loan from China Merchants Bank, the loan interest rate needs to be comprehensively priced in combination with the business type, credit status, guarantee method and other factors you apply for, and can only be determined after approval by the handling outlets.
What is the interest on the car loan in installments of 4.65438+ 10,000 yuan? How to calculate the interest of car loan in general?
Many people are short of money and want to save the current cost, so they will consider applying for a car loan. Applying for a loan is bound to talk about interest, and the level of interest also determines the repayment pressure of the owner. What is the interest of 65438+100,000 36 car loan? How to calculate the interest of car loan in general?
What is the interest of 65438+100,000 36 car loan?
Suppose the interest announced by the People's Bank of China for 1-3 years (including 3-year loans) is = 100000 yuan.
Debt service with the amount of 1: the loan principal is 1000 and the service life is 3 years. Monthly contribution 100 yuan. * * * Interest yuan should be repaid; The interest of 1 month is RMB; The repayment of the principal in 1 month is RMB.
In addition to bank loans, you can also pay by installments through credit cards and auto financing company credits. Car owners can learn more about the down payment and interest rate of different loan methods, and choose the appropriate loan method according to their repayment ability.
How to calculate the interest of car loan in general?
The car interest rate is related to the term, and the calculation formula is: car loan interest = loan amount annual interest rate term. Need to remind the owner that there is a banner of zero down payment, and the handling fee/service fee behind it is often higher than the loan interest.
Before buying a car with a loan, you must know more about whether the company reputation provided by some formal auto finance guarantee companies is good and whether the business handling ability is strong.
What is the interest rate? I hope I can help you!