If the provident fund is transferred to the monthly payment, you must go to the provident fund center to fill in the form and transfer the repayment. In addition, you need ID cards, formal contracts signed online, down payment invoices or receipts and other materials. These three items can be applied on the same day and processed within 10 minutes. You can go to the provident fund center and the civic center to apply for the monthly payment of the provident fund.
Legal analysis: Housing provident fund can be transferred to monthly payment through bank deduction.
If the provident fund is transferred to the monthly payment, you must go to the provident fund center to fill in the form and transfer the repayment. In addition, you need ID cards, formal contracts signed online, down payment invoices or receipts and other materials. These three items can be applied on the same day and processed within 10 minutes. You can go to the provident fund center and the civic center to apply for the monthly payment of the provident fund.
There are three ways to withdraw the provident fund for repayment:
1. One-time repayment method of drawing provident fund, that is, after drawing the balance of housing provident fund and repaying the loan balance in one lump sum, the borrower will continue to repay the loan on a monthly basis according to the remaining loan principal and the monthly repayment amount recalculated after the repayment period;
2. The method of withdrawing the provident fund to stop repayment for several months, that is, after paying off the loan balance in one lump sum with the withdrawn housing provident fund balance, stop the corresponding number of months, and the number of months shall not exceed 12 months (if the balance of the provident fund withdrawn for repayment is greater than 12 months, the number of months shall not exceed 12 months). After the suspension, the borrower shall continue to repay the loan on a monthly basis. The interest owed during the suspension period does not include default interest and compound interest, and is deducted from the monthly repayment after the suspension;
3. Withdraw the provident fund for monthly repayment, that is, directly withdraw the amount from the customer's provident fund account to repay the loan principal and interest of the current month. If the amount of provident fund withdrawn is insufficient, the client shall make up the repayment amount in time.
Legal basis:
"Regulations on the Management of Housing Provident Fund" Article 24 If an employee is under any of the following circumstances, he can withdraw the storage balance in the employee's housing provident fund account:
(a) the purchase, construction, renovation and overhaul of owner-occupied housing;
(2) retirement;
(three) completely lose the ability to work, and terminate the labor relationship with the unit;
(4) Having left the country to settle down;
(5) Repaying the principal and interest of the house purchase loan;
(six) the rent exceeds the prescribed proportion of family wage income.