(2) There are many guarantee companies that can handle personal credit loans, such as Hanhe Ding Sheng, Rongbaotong Investment Guarantee, CIC Jianxin and Zhucheng Brothers Investment Management.
(3) Briefly introduce you to the knowledge of personal unsecured loans.
First of all, you should meet the following basic requirements:
1. General credit loans require the applicant to have a legitimate occupation and a stable income (generally, it is required to provide a bank statement to prove salary income).
2. You need to have a good credit record, and you can't maliciously default or delay repayment many times.
3. The loan amount is generally about 10 times of your monthly salary.
If you have real estate and vehicles, it can help you increase the amount and possibility of loans.
Secondly, choose the loan that suits you.
1. Different banks usually have different loan requirements. For example, some require a minimum monthly income of 2000, while others require a minimum monthly income of 5000. Some people must have real estate as proof of assets, while others don't. You need to know more.
2. The loan interest rates of different banks vary greatly, and the interest difference may be several times. The looser the conditions, the higher the interest rate.
You can use the Rong 360 loan search platform to query the requirements and loan interest of different financial institutions.