There are provident fund loans that need to be settled before they can be withdrawn. If you apply for retirement withdrawal, you need to settle the loan, because the loan business together guarantees each other. After retirement, it is generally stamped and can be handled with ID card, bank card, retirement certificate or retirement certificate. If you are not in a hurry to withdraw, you can wait until the loan is settled. Call the service hotline area code of the National Provident Fund Center 12329 for consultation.

Housing provident fund loans refer to housing mortgage loans issued by local housing provident fund management centers to on-the-job employees who paid housing provident fund and retired employees who paid housing provident fund during their employment. Housing accumulation fund refers to the long-term housing savings paid by state organs, state-owned enterprises, urban collective enterprises, foreign-invested enterprises, urban private enterprises and other urban enterprises, institutions and their employees.

The housing accumulation fund paid by employees and the housing accumulation fund paid for employees by the employees' units are personal savings specially used for housing consumption expenses stored by employees in accordance with regulations, which belong to individual employees. When the employee retires, the balance of principal and interest will be paid in one lump sum and returned to the employee himself.

The types of housing provident fund loans are: new housing loans, second-hand housing loans, self-built housing loans, housing decoration loans, commercial housing loans to provident fund loans and so on. (Note: Not all provident fund centres provide the above-mentioned loans. Please consult the local housing provident fund management institution first. )