You can only change the package until the contract expires.

Hebaodai credit phone purchase refers to a shopping method through Hebaodai loan, and the loan funds can only be used to purchase mobile phones. Hebaodai is a loan product launched by China Mobile. Currently, it mainly has two consumer loan models: credit purchase and number borrowing. The credit limit for machine purchase is provided by financial institutions such as Shanghai Pudong Development Bank, Xinwang Bank, Bank of Ningbo, MaMa Finance, and China Post Consumer Finance that cooperate with Bao Pay. You need to apply for a credit purchase line online first, and then undergo an offline qualification review before you can get a loan.