Conditions for purchasing houses with provident fund loans

Conditions for applying for housing provident fund loans to purchase houses: To apply for housing provident fund loans, the following conditions shall be met: (1) Having a permanent residence in this city or a valid residence certificate; (2) The housing accumulation fund has been continuously paid for more than half a year before the application, and the accumulated time for paying the accumulation fund is not less than 2 years; (3) Self-raised funds account for more than 30% of the total house price (including 30%); (4) Have a stable occupation and a stable source of income, and have the ability to repay the loan principal and interest; (5) signing a house purchase contract or agreement; (6) meeting other conditions agreed by the trustor and the trustee.