In recent years, at least 200 people have been sentenced for swindling, swiping bills and cashing in through JD.COM IOUs and JD.COM. The account of COM was leaked a lot, and there was a loophole in the audit of JD.COM's IOUs, so the process of signing face to face became a mere formality. The staff of JD.COM Baitiao Operation Department also said that in operation, "the credit risk is still controllable, and the biggest risk is the fraud risk".

The police reminded:

1. Any phone call on the grounds of canceling the online loan is a fraudulent phone call.

Anyone who asks for fees before the loan is a fraud.

3. Loans must go through banks or formal loan companies.

4. There is no operation to cancel the online loan account. As long as you pay off the loan on time, it won't affect your personal credit. At the same time, it should be remembered that personal credit information is difficult to modify artificially.

5. Once you receive a call from such a self-proclaimed online loan platform staff, you must be vigilant. If you have any questions, you can log on to the official platform or call the official customer service for consultation. Once you are cheated, you should keep the relevant materials and call the police immediately.