You can buy goods with credit loans, but the approval time is long and troublesome.

Ii. the loan period of rural credit cooperatives is three months?

Yes, you can. The term of bank loans can be determined by the borrower and the rural credit cooperatives through consultation. The shortest is less than six months, and the longest is five years. However, it will be adjusted according to the loan purpose, application amount and loan conditions. Generally, the personal loan of rural credit cooperatives does not exceed two years. Unless the borrower's credit status, asset status and repayment ability are good, it is possible to negotiate with rural credit cooperatives to extend the loan period.

Three, how often is the loan of rural credit cooperatives deducted?

The interest deduction time is different for different types of loans with different maturities. Generally, there is no domestic loan within one year, and the interest is paid monthly, and the principal is repaid at maturity; Pay interest quarterly and repay the principal when due; Repay the principal and interest at maturity.

For a loan of more than one year, three years, it is generally assumed that the loan pays interest on a monthly basis and repays the principal at maturity. Three years ago, the average monthly loan was basically.