1. Documents required for the unexpired loan: valid divorce agreement * (notarized) or court judgment, divorce certificate, ID cards of both parties, and relevant certificates of ownership or mortgage of the original house, that is, relevant procedures for settlement of the original loan. Transfer procedures for divorced houses: go to the housing management department for transfer procedures; People who go to the mortgage bank to handle mortgage rights (obligations) will go through more procedures;

2. If the mortgage loan has been paid off, the property owner only needs to go to the local property management department to handle the property transfer formalities with the effective divorce agreement (notarization) or court judgment, divorce certificate, ID card and original property ownership certificate.

The transfer procedure of real estate license is as follows:

1. When going to the notary office to issue a notarial certificate, you need to bring the death certificate of the deceased and the certificate of the legal heir;

2. The legal heir brings his ID card and real estate license to the notary office for notarization;

3. If there are more than two heirs, others need to agree in writing to give up property inheritance;

4. Go to the real estate transaction center for real estate inheritance and get the real estate license.

Personal income tax related to individual donated houses is as follows:

1. The owner of the house gives the property right of the house to the spouse, children, grandparents, grandparents, grandchildren, brothers and sisters free of charge;

2. The owner of the house gives the property right of the house to the supporter or supporter who has the obligation of direct support or maintenance for free;

3. When the owner of the house dies, the legal heir, testator or legatee of the house property right dies according to law.

To sum up, the documents required for the unexpired loan: valid divorce agreement (notarization) or court judgment, divorce certificate, ID cards of both parties, and relevant certificates of ownership or mortgage of the original house, that is, relevant procedures for settlement of the original loan. Transfer procedures for divorced houses: go to the housing management department for transfer procedures; People who go to the mortgage bank to apply for mortgage rights (obligations) will have more procedures. If the mortgage loan has been paid off, the property owner only needs to go to the local property management department to handle the property transfer formalities with the effective divorce agreement (notarization) or court judgment, divorce certificate, ID card and original property ownership certificate.

Legal basis:

Article 1087 of the Civil Code of People's Republic of China (PRC)

At the time of divorce, the property of husband and wife shall be handled by mutual agreement; If the agreement fails, the people's court shall make a judgment based on the specific circumstances of the property and the principle of taking care of the rights and interests of the children, the woman and the innocent party.

The rights and interests enjoyed by husband and wife in the contracted management of family land are protected according to law.