1. Bank outlet inquiry: The borrower can bring his/her ID card to the counter of the business hall of the bank outlet handling the auto loan, and apply for inquiring about the auto loan balance and other auto loan related information.

2. Online banking inquiry:

(1) Punch in the bank online banking for auto loans and log in;

(2) Find "My Loan" in the online banking "Personal Loan" and click "Enter" (the online banking pages of different banks are different, you can find the loan-related information column by yourself according to the situation);

(3) Enter the relevant information in the page according to the prompt for inquiry.

3. Customer service telephone inquiry: Call the customer service hotline of the bank that handles the auto loan, select the manual service according to the voice prompt, and the customer service staff will assist in the inquiry (the customer service hotline of all banks can inquire online).

It can be found that China Bank has many auto loan businesses, and its main qualifications include "credit loan" and "pledge loan":

1, one is according to the central bank's personal credit information system and the customer's deposit in China Bank, the processing is very fast and can be completed within 7 days;

2. The last key is the mortgage of real estate, which requires more than 65,438+0 months of careful inspection. In terms of loan ratio, the down payment of credit loans is only 20%, while most mortgage loans will pay 30%.

3. In addition, the regulations implemented by Agricultural Bank of China are strict year-on-year. Borrowers who take the vehicle itself as collateral must pay 30% down payment to the bank, and there is no preferential interest rate.