1. In addition to the down payment, do I need to pay other fees to buy a car with a loan? Such as car purchase tax and insurance.

In addition to the down payment, you also need to pay other fees when buying a car with a loan, such as car purchase tax and insurance.

Car purchase tax calculation method:

Extended information: Car purchase tax is a tax levied on units and individuals who purchase specified vehicles in my country. It consists of vehicle purchase surcharges evolved. The basic norm of the current vehicle purchase tax law is the "Interim Regulations of the People's Republic of China on Vehicle Purchase Tax" that has been implemented since January 1, 2001.

Motor vehicle insurance, also known as auto insurance (referred to as auto insurance), refers to a type of commercial insurance that is responsible for compensation for personal casualties or property losses caused by natural disasters or accidents.

Motor vehicle insurance, also known as "auto insurance", is a type of transportation insurance that takes the motor vehicle itself and its third-party liability as the subject of insurance.

Its insurance customers are mainly legal entities and individuals who own various motor vehicles; its insurance subjects are mainly various types of cars, but also include special vehicles such as trams and battery cars, and motorcycles. .