You can apply for a loan with a social security card, but you need to meet some conditions, such as age, income, working years, credit history and so on. The maximum amount of social security card loans is generally 500,000 yuan, depending on the borrower's social security deposit base and time.

The benefits of social security card loans are as follows:

1. No mortgage, no guarantee. You can apply as long as you have social security. The examination and approval speed is fast and the procedure is simple.

2. The interest rate is relatively low, generally between 4% and 8%, which is more cost-effective than some private loans or online loans.

3, flexible use, can be used for car purchase, decoration, marriage, tourism and other consumer needs.