If it's not so much, you can borrow a lot.
I want to buy a used car. Can the bank give me a personal loan?
There is basically no chance. If the amount is not large (below 654.38+10,000 yuan), I suggest you find a local Ping An Bank to make an unsecured credit loan. You have a credit card record, which can prove that your monthly stable income exceeds 3000 yuan.
3. Can second-hand car banks give loans?
First, you can get a loan.
1. Second-hand car loans, that is, second-hand car mortgage loans, refer to loans issued by commercial banks to individual borrowers to buy second-hand cars for consumption and use the purchased vehicles as collateral for loans. 2. At present, the development potential of second-hand cars in China is very great. Many people need second-hand cars because of their limited economic ability or just for car training or transitional use. Used cars with mileage less than 65,438+20,000 kilometers and car age less than 5 years can apply for loans. 2. The materials required to apply for a loan include: the identity card of the car buyer, household registration book, housing certificate, income certificate (the monthly income must be twice the monthly repayment), two one-inch recent photos, and marriage certificate and spouse certificate if the car buyer is married. 3. Qualification requirements for second-hand car loans: 65,438+0, Chinese mainland residents, or Hong Kong, Macao and Taiwan residents and foreigners (non-active servicemen) who have lived in China for more than 65,438+0 years, aged 65,438+08-60 years old. There must be 65,438+05 used car bank loan.
Hello, my friend. In principle, it takes about 15 working days to approve loans, because each city will be different because it involves evaluation and other links. You can contact the loan handling outlets to confirm the specific lending time, review status, processing progress and other related information. I hope the answer can help you, thank you!