Which is the fastest and best online loan?

Top ten conscience loan platforms?

Today, we will answer your questions.

Bian Xiao of this station replied:

Hello, the top ten conscience loan platforms are: 1, 360 IOUs. The maximum amount is 200,000, which can be recycled once, and the pass rate is very high. As long as always online applies, the loan can be released in 5 minutes at the earliest. 2. Safe small orange flowers. Small credit loans launched by Ping An Consumer Finance can be handled as long as they have a college degree or above. They need stable income and good credit information, and the daily interest rate starts from 0.039%. 3. baixin bank. A platform where many loan products gather, with a loan amount of 5-200,000 yuan. It supports regular bank loan products, loan repayment, daily interest, and no handling fee for early repayment. 4. Raise funds. The product application threshold of consumer finance companies is low, and loans can be obtained at the age of 18-55. Everyone except students has the opportunity to get the quota, and the period is from 1 to 12 months. 5, 1 10,000 e loan. Wanda's loan APP has a maximum amount of 50,000 yuan, and its age is 18. It has a stable job and income source, and the pass rate is high. Micro-loan is a credit loan product launched by Weizhong Bank, a subsidiary of Internet company Tencent. Small loans charge interest on a daily basis. The daily interest rate varies from person to person, and the comprehensive loan interest rate is around 0.05%. 9. Ant borrowing: customer service phone number 95 188. Ant borrowing is now called credit loan, which is a loan service launched by Alipay. According to different sesame scores, users can apply for different loan quotas. The longest repayment period of the loan is 12 months, and the daily loan interest rate is 0.045%. 10.JD.COM Gold Bar: JD.COM Gold Bar Tel: 95 1 18. JD.COM Gold Bar is a product of Jingdong Finance, which was listed on March 20 16. It mainly provides customized cash loan services for users with good credit, and can support a maximum withdrawal amount of 200,000 yuan. JD.COM gold bars have the characteristics of online loan, no guarantee, real-time approval and quick receipt. And the extension in the use of scenarios can also meet the cash needs of users in various scenarios.

The best choice for personal loans is that banks and other financial institutions provide channels, such as their business outlets, or their e-banking products have strict requirements for customers, depending on your qualifications. Beijing Yi Rong matches several schemes according to customers' qualifications, which is very professional and absolutely reliable. Does my answer help you? If so, please accept that there should be many things that are easy to live without loans, so Chengdu loans should be easy for everyone without loans, so Chengdu loans are suitable for everyone. It has become more and more common for individuals to borrow money from banks, such as buying a house, a car, traveling, getting married, buying furniture and starting a business. With the popularization of the concept of advanced consumption, not only credit card overdraft is becoming more and more common. When funds are insufficient, personal loans from banks are becoming people's first choice. First, prepare the information. Individuals should first prepare the materials needed for bank loans, generally including loan application, customer's ID card, household registration book, income certificate, marital status certificate and other materials. If it is a customer with a mortgage loan, it is necessary to issue a property certificate of the collateral; If you are a customer with unsecured loans, you need to provide a good credit record. Second, apply. After preparing the relevant materials, the customer can apply for a loan at the bank or the law firm entrusted by the bank, and submit the relevant materials to the bank for review. After paying various fees, the customer needs to sign a loan contract with the bank as a legal document binding both parties. Third, payment review. If it is a house purchase loan, the law firm entrusted by the bank will first conduct a preliminary examination of the customer's application, and if it is qualified, the bank will conduct the final loan approval; If the audit fails, the bank will return the relevant information of the customer and the fees charged. 4. Go through other legal procedures. In addition to the contract, the customer also needs to go through some legal procedures. Then there is a bank loan. V. Personal bank loan process: the borrower applies for a loan and provides loan credit. If the borrower needs a bank loan, he should directly submit a written application to the bank or its handling institution and fill in the loan application form. The contents of the application shall include the loan amount, loan purpose, repayment ability and repayment method, and the following materials shall be submitted to the bank: 1, basic information of the borrower and guarantor; 2. The financial report of the previous year approved by the financial department or accounting firm, and the financial report of the previous period before applying for the loan; 3, the original unreasonable occupation of loans to correct the situation; 4. List of collateral and pledge, proof that the person who has the right to dispose of it agrees to mortgage and pledge, and relevant documents that the guarantor agrees to guarantee intention; 5. Project proposal and feasibility report; 6. Other relevant materials deemed necessary by the Bank; 7. The application for fixed capital loan shall be accompanied by a feasibility study report, a technical transformation plan or an approved scheme, a preliminary design and a general budget estimate.

Extended data:

The loan target is 1, China citizens with full civil capacity and overseas and foreign citizens with the right of abode in Chinese mainland; 2. Pay the down payment; 3. Have a stable economic income and the ability to repay the loan principal and interest; 4. Agree to use the purchased property as loan collateral. Conditional editor 1, with legal household registration book, ID card or business license, certificate of legal representative or legal residence permit and passport, purchase commercial housing designated by the bank in this city; 2. Open a deposit account in a bank with a deposit balance of not less than 30% of the house to be purchased; 3. Having valid purchase contracts, agreements and other supporting documents; 4. Agree to mortgage the property under the purchase contract; 5. Willing to perform all the terms of the loan contract; 6. Other conditions stipulated by the bank. 3. Information to be published and provided: 1. Original and photocopy of resident identity card; 2. The original and photocopy of the house subscription book; 3. The original and photocopy of the down payment; 4. Proof of monthly payment ability, including: personal and family income certificate, deposit certificate, etc. References:

Baidu Encyclopedia: Personal Bank Loan Steps 167 Comments Sharing Report Liu Shiyuan aa High Powder Answer 20 18-09-09 All are dry goods. Come and pay attention to all 1. Signing the subscription book: the customer signs the subscription book with the real estate development company that has signed a contract with the bank and pays the down payment to the real estate development company; 2. Application: The customer applies for mortgage at the law firm entrusted by the bank, including submitting personal data, paying various fees and filling out legal documents; 3. Payment review: the law firm conducts a preliminary review of the client's application and then the bank approves it; If the audit is unqualified, return the customer information and the fees charged; 4. Other legal procedures: the law firm handles the insurance, notarization and mortgage registration of collateral;