Personal loans with floating interest rates (except national student loans) are converted into LPR pricing. The default repricing cycle for mobile banking, online banking and smart counters is 12 months. You can choose 1 month 1 day of the next year or the corresponding loan release date from month to day as the repricing date. Other loan elements are consistent with the original contract.
The above contents are for your reference. Please refer to the actual business regulations.
If in doubt, please consult the online customer service of China Bank or download and use the mobile banking APP of China Bank to handle related business.