1. Discounted loans refer to special bank loans subsidized by the state or banks for specific purposes. It is a preferential loan to encourage the construction of a certain cause or project. The loan interest can be fully subsidized or partially subsidized.

2, the dispersion of loans, generally implement the principle of who arranges who subsidies. The subsidized loans arranged by the state are subsidized by the central government; Low-interest loans approved by the People's Bank of China are subsidized by the People's Bank of China; Specialized banks are responsible for low-interest loans.