China citizens with full capacity for civil conduct are generally required to be between 18 and 6 years old, and some banks will limit them to between 25 and 5 years old;

2. Have a fixed residence in China, or have a permanent residence in a local town (or a valid residence certificate), or have a fixed business place;

3. Have a proper occupation and stable economic income, and have the ability to repay the loan principal and interest on schedule;

4. There is no bad credit record, and the loan funds cannot be used for stock trading, house purchase or gambling;

5. Other microfinance conditions stipulated by various banks.

I need to remind you that when applying for a loan, you must prepare personal information, including personal identification, which can be information such as ID card, residence permit, household registration book, marriage certificate, etc. Proof of stable address, such as housing lease contract, water and electricity payment bill, property management and other related certificates; Proof of a stable source of income, such as bank statement, labor contract, etc.