CITIC Bank Xinmiao Loan Conditions

CITIC Bank has many different types of loan products. Xinmiao Loan is a credit launched by CITIC Bank that borrowers can use for personal consumption. Loan products. CITIC Bank will issue loans based on the user's income and credit information for approval. If users want to successfully apply for a Xinmiadai loan, they need to meet the following conditions:

1. Applicants need to be between 20 and 55 years old, and currently Xinmiadai does not issue loans to school students;

2. Xinmiaodai will refer to the borrower’s credit status when reviewing, so the borrower must have a good credit record to apply successfully;

3. The borrower needs to have Stable job income, and the income needs to be able to meet the repayment ability of the credit loan.

CITIC Bank Xinmiao Loan Process

Xinmiao Loan is a loan product that can be processed directly online. If the user wants to apply for Xinmiao Loan, he first needs to apply for CITIC Bank Xinmiao Loan The bank's Ukey. Users who have successfully applied for CITIC Ukey can log in to CITIC Bank's online banking, find the Xinmiao loan application entrance on the loan page, and then follow the prompts to fill in the required information and submit the loan application.

After the user submits a loan application for Xinmiadai, Xinmiadai will conduct a comprehensive evaluation based on the information provided by the user and then give the applicant a credit limit. The credit limit is valid within 24 hours. The user can Within the validity period of the credit line, you can initiate a withdrawal application to CITIC Bank.

What is the interest rate of CITIC Bank’s XinMiao Loan?

CITIC Bank’s XinMiao Loan can be processed directly online and does not require a mortgage guarantee. You can rely on your credit status and salary income. Application, therefore, has attracted the attention of many users. Of course, among the concerns, the issue of interest has always been the focus of everyone's concern.

According to China CITIC Bank, the current maximum loan amount of Xinmiaidai can reach 300,000 yuan, and users can choose the repayment period of 1/3/6/12 periods. Xinmiaodai supports borrowing and repaying at any time, and interest is calculated on a daily basis. Users can also directly repay the principal and interest in one lump sum upon maturity.

The loan interest rate of CITIC Xinmaidai will vary according to different repayment methods and different borrowers, so the specific loan interest rate needs to be based on the final loan agreement.