There is interest.

The loan interest rates implemented by different banks are different, and bank corporate loan interest rates are all raised based on the central bank's benchmark interest rate.

my country's loan interest rates are uniformly managed by the People's Bank of China, and the interest rates determined by the People's Bank of China are implemented after approval by the State Council.

The level of loan interest rates directly determines the distribution ratio of profits between borrowing companies and banks, thus affecting the economic interests of both borrowers and lenders.

Loan interest rates vary depending on the type and term of the loan, and are also related to the scarcity of borrowed funds.

The various interest rates approved by the State Council and set by the People's Bank of China authorized by the State Council are legal interest rates. The head office of the People's Bank of China is responsible for the announcement and implementation of legal interest rates.

The deposit and loan interest rates of the People's Bank of China to commercial banks and other financial institutions are the benchmark interest rates. The base interest rate is determined by the Head Office of the People's Bank of China.