1, Guiyang local one-year tax payment certificate or social security payment certificate, local income certificate (two to three times the monthly payment) and others are like ID card, marriage certificate and household registration book.

2. A natural person who has reached the age of 18 and has full capacity for civil conduct; When the loan is due, it shall not exceed 60 for men and 55 for women; Have a stable and legal occupation and income source, and have the ability to repay the principal and interest.

3. Information required for individuals to buy a house: the household registration book, ID card and copy of the borrower's husband and wife. The purchase contract or agreement signed with the sales unit. Proof and copy of the borrower's down payment deposit. Personal housing loan application form (format provided by the bank).

Extended data:

Guiyang House Purchase Policy 20 18

1. It is required to manage land supply well. All districts (cities, counties) and development zones should adjust the supply scale of residential land in a timely manner according to the digestion cycle of commodity housing inventory. Real estate development enterprises should start and complete in time in strict accordance with the contract, speed up the construction and listing of commodity housing projects, and form an effective market supply as soon as possible.

2. Baiyun District should greatly increase land supply and speed up the pace of land supply. Guanshanhu District, Wudang District and Economic and Technological Development Zone should increase land supply.

3. All departments require that the land supply price of new houses be reasonably determined, so as to avoid the situation that the regional total price and the unit price of land or floor hit a new high, and establish a linkage mechanism of house price and land price to prevent the land price from rising too fast.

4. Urge real estate development enterprises to start and complete in time in strict accordance with the contract, speed up the construction and listing of commodity housing projects, and form an effective market supply as soon as possible.

5. Improve the housing supply structure and strictly limit speculation. Newly-built commercial housing explicitly purchased shall not be transferred within 3 years; Strict implementation of individual housing loans minimum down payment ratio requirements, down payment funds authenticity check, solvency review and other requirements.

6. In order to effectively stabilize housing prices, the notice stated that the clearly marked price of commercial housing sales and the system of one room and one price will be strictly implemented. Employees and their spouses who deposit housing provident fund loans for residential real estate projects will not be able to withdraw housing provident fund to pay the down payment for this house. Workers' families have applied for housing provident fund loans once, and they need to apply for housing provident fund loans again after one year of settlement.

7. The paid employees and their spouses can't apply for housing provident fund loans, and they can't withdraw housing provident fund for the extra down payment of this house. Workers' families have applied for housing provident fund loans once, and they need to apply for housing provident fund loans again after one year of settlement.

Peking University Legal Information Network-Measures to Promote the Healthy and Stable Development of the Real Estate Market