1. How to use CCB's mortgage calculator to open CCB official website, enter the calculator page from the intermediate product on the home page, check personal loan calculation, select loan amount-detailed term-repayment method-loan interest rate, and click Calculate to get data information such as monthly debt service amount, accumulated interest service amount and accumulated repayment amount.
It is reported that the central bank issued the first new bank mortgage policy before and after the housing loosening. CCB issued the first detailed rules of the new bank mortgage policy through official website, saying that the first home loan has been paid off, and the first home loan policy can be implemented to improve the living conditions. The specific operation is in the hands of local branches. Due to restrictions on purchases in some areas, local real estate policies are not good.
Third, CCB mortgage interest rate Recently, some media reported that the increase in the interest rate of the first home loan in some areas of CCB 10% will have a certain inhibitory effect. Please refer to the announcement of the local construction bank's business outlets or the counter consultation for details. The following is the latest benchmark interest rate for loans. , starting from 20 14 10 10. CCB supports the reasonable housing loan demand of residents' families. The down payment ratio of the first house purchase is 30%, and the lower limit of the loan interest rate is 0.7 times of the benchmark loan interest rate. According to the borrower's purchase situation, credit history, repayment ability and other factors.
Second, CCB mortgage calculator
If it is a commercial loan, the interest will be treated at the current 30% discount, and the principal will be repaid. The results are as follows:
Total house payment:
Total loan: 60,000 yuan
Total repayment: 73,445.25 yuan.
Interest payment: 13445.25
Down payment: 0
Number of months of loan: 120 (month)
Average monthly repayment: 6 12.04 yuan.
Third, the construction bank mortgage calculator
Log on to the website of China Construction Bank, enter the personal online banking, and then enter the financial calculator. You can find the personal housing loan calculator in the personal loan calculator.
In 2009, CCB implemented a 7.8% discount. Because you don't know how much mortgage you borrowed from CCB, you don't know the monthly repayment.
There are fund trading calculators, personal deposit calculators, personal loan calculators and stock trading calculators. In personal loan calculator, you can choose personal housing loan to calculate your mortgage repayment. You can also choose a fully functional area.