The borrower can use the loan funds to purchase large-value durable consumer goods such as automobiles or for other consumption purposes such as home decoration, holiday travel, education and assistance; Loan funds can be used to solve the normal capital demand in production and operation; The use of loans shall not violate the relevant laws and regulations and the relevant provisions of the People's Bank of China and the China Banking Regulatory Commission on the use of personal loans. Personal time deposit pledge loan shall not be used for house purchase.

The above contents are for your reference. Please refer to the actual business regulations.

If you have any questions, please contact online customer service of Bank of China.

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