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Would you like to ask if the car can be mortgaged in rural credit cooperatives? What other banks can tell me, thank you!
1, the car can be mortgaged, but how much you can borrow depends mainly on the bank's evaluation, not on the amount of car purchase. At present, all major banks can handle it. For specific relevant policies, you can go to the bank for consultation.

2. automobile mortgage is a loan obtained from a financial institution or an automobile consumption loan company with the borrower's or a third party's car or self-purchased car as collateral. At present, the main purpose of loans secured by automobiles is automobile consumption. Of course, cars depreciate rapidly, and traffic accidents are likely to affect the value of vehicles. There are relatively few ways for financial institutions to issue loans with cars as a single mortgage. )

3. Conditions and materials required for applying for car loan service by car mortgage:

(1, has a stable occupation, and the applicant has the ownership of the local mortgaged vehicle.

(2) proof of long-term residence and work, occupation and economic income in this city.

(3) Motor vehicle registration certificate, driving license, additional proof of purchase tax (original) and car purchase invoice.

(4) Insurance policies, travel taxes and tax certificates related to imported vehicles.

(5) ID card (temporary residence permit or residence permit within the validity period provided by non-local account customers).

(6) Other documents required by the Cooperation Organization.